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The listing below is provided as a service only and the firms listed have not been screened or approved by MoneySense magazine or Canadian Business Online.

If you are interested in being added to our listing, please contact letters@moneysense.ca with your information.

Alfred Feth
67-463 Beechwood Place, Waterloo, ON, N2T 2N8, tel: (519) 572-5510
email: akfeth@rogers.com
licensed to sell investment products: no
payment options:
• hourly fee: $150/hr
• by project: initial segmented plan ($600 to $1,200); comprehensive plan, including six financial planning modules ($1,800 to $3,150)
• annual reviews: $900 to $1,800 each
areas served: Kitchener-Waterloo, Toronto and London (all in Ont.)
minimum account size: none
planner credentials: FIC, CFP, R.F.P., EPC
areas of specialization:
• retirement, estate and tax planning

Allan Norman
Atlantis Financial Inc.
48A Alliance Blvd., Suite 208, Barrie ON, L4M 5K3 tel: 1-800-800-842-1332 x 230
email: allannorman@rogers.com
web: www.atlantisfinancial.ca
payment options:
• 1,000 plan development and delivery
areas served: Canada-wide

Altaj Khakiani
Toronto
email: akhakiani@hotmail.com
planner credentials: MBA Finance, CFP

Anna Knight
International Capital Management
940 The East Mall, Suite 200 Etobicoke, ON M9B 6J7, tel: (416) 621-6299 ext. 252
email: anna@icm-canada.com
web: www.annaknight.ca, www.icm-canada.com
licensed to sell investment products: yes
licensed to sell insurance products: yes
payment options:
• hourly fee: $200/hr – $250/hr or commission
• complementary initial 60-minute consultation
minimum account size: $250,000
planner credentials: CFP
areas of specialization:
• Retirement and Estate Planner that assists individuals and couples planning to retire in the next 5 to 10 years.

Assante Wealth Management
David Phipps
1600 Carling Avenue, Suite 550, Ottawa, ON, K1Z 1G3, (613) 729-3222 ext. 239
email: dphipps@assante.com
web: www.assante.com/advisors/dphipps/
licensed to sell investment products: yes
payment options:
• hourly fee: $195/hr
areas served: Ottawa and surrounding areas
minimum account size: none
planner credentials: CFP, TEP
areas of specialization: holistic financial planning for professionals and executives

Astrolabe Financial Group Inc.
Stevan Dostanic & Ryan Kerr
1775 Courtwood Crescent, Ottawa, ON, K2C 3J2, tel: (613)-221-6061
email: stevan.dostanic@astrolabefinancial.ca or ryan.kerr@astrolabefinancial.ca
website: www.astrolabefinancial.ca
licensed to sell investment products: no
payment options:
• hourly fee: $130/hr
• by project: flat fee for a one time comprehensive financial plan ($800.00 to $1,500.00)
• initial client assessment: free
• special pricing for seniors and affected Federal Government Employees
areas served: Eastern Ontario and Outaouais
minimum account size: none
Designation: CFA

B L Garbens Associates Inc.
Barbara L. Garbens
39 Granlea Road, Toronto, ON, M2N 2Z6, tel: (416) 227-1543
email: barb@blgarbens.com
web: www.blgarbens.com
licensed to sell investment products: no
payment options:
• hourly fee: $195 to $250/hr
areas served: Toronto
minimum account size: none
planner credentials: MBA, CFP and R.F.P.
areas of specialization:
• retirement planning (detailed cash-flow projections as well as consultations)
• tax planning and tax return preparation
• estate planning

Barbieri, Joe
Joe The Investor Group
80 Quebec Ave., Suite #309, Toronto, ON, tel: (647) 286-8020
email: joetheinvestor.today@gmail.com
web: www.joetheinvestor.ca
Twitter: @JoetheInvestor
licensed to sell investment products: no
payment options:
• initial consultation: $350 (includes HST)
• $150/per hour (discount pricing is available if paid in advance)
areas served: Toronto and surrounding area, by telephone anywhere in North America
planner credentials: B.A.Sc, BCom, CFA
areas of specialization:
• debt management
• advice-only financial planning
• retirement and pensions
• financial simplicity

Beck, Paul
Paul Beck Financial Services
201-35 Stone Church Rd., Ancaster, ON, L9K 1S4 tel: (905) 818-8111
email: paul.beck@thepowerofmoney.ca
web: www.thepowerofmoney.ca
licensed to sell investment products: no
licensed to sell insurance products : yes
payment options: flat fee and hourly $125 (complementary initial 30-minute consultation)
minimum account size: none
planner credentials: CFP, FMA, FCSI
areas of specialization: retirement and estate administration, budgeting, tax planning/preparation

Benoît Poliquin
EXPONENT INVESTMENT MANAGEMENT INC.
tel: (613) 747-2458
email: benoit@ex-ponent.com
web: www.ex-ponent.com

payment options:
• $880 for financial planning sessions and the plan itself
planner credentials: CFP, CFA

Cameron Leadership Development
M.A. Peggy Cameron
Box 36047, Ottawa, ON, K1Y 4V3, tel: (613) 729-2254
email: macameron@sympatico.ca
web: www.cameronleadership.ca/
licensed to sell investment products: no
payment options:
• hourly fee: $200/hr
• flat rate (available for some services)
areas served: Ottawa, Montreal; other cities via the Internet
minimum account size: none
planner credentials: CFP, R.F.P., MBA
areas of specialization:
• Canadian and US personal income tax
• big picture financial planning
• retirement planning

Caring for Clients
Rona Birenbaum
69 Yonge St., 2nd Floor Toronto, ON M5E 1K3 tel: (416) 363-8500 x135
email: rona@caringforclients.com
web: http://www.caringforclients.com/
twitter: @Caring4Clients
licensed to sell investments: Yes
licensed to sell insurance: Yes
cost of a financial Plan: $3,000 to $5000 depending on complexity
ongoing financial planning included in investment management fees
no minimum account size
education: B.A.S., CFP, CHFS
area served: GTA (house calls are available, some evening appointments available)
areas of specialization
• Comprehensive financial planning including tax, cash flow, investments, insurance, succession planning, retirement and estate planning, individual pension plans, family mediation, employee terminations
• Extensive third-party professional network

Conforti, Shlomo
SCA Financial
3000 Bathurst St., Suite 1204, Toronto, ON, M6B 3B4, tel: (416) 782-7585
web:  www.scafinancial.com
email: shlomo@scafinancial.com
licensed to sell investment products: No
payment options:
• $1 to $500,000: 1.0 % p.a. of value of investments in your portfolio/s
$500,001 to $ 750,000: 0.9 %
$750,001 to $1,000,000: 0.8 %
$1,000,001 to $2,000,000: 0.7 %
$2,000,001 to $4,000,000: 0.6 %
$4,000,000 and up: 0.5 %
areas served: All areas in GTA served. For remote locations from central Toronto, a $ 50 fee may be charged for the initial, free, consultation meeting only. This fee will be waived in most cases for further meetings to such remote locations.
minimum account size: There is no minimum account size, but, for very small portfolios, a small fee may be charged by the on-line provider.
planner credentials: B.Sc. Engineering, Regd. Ch. Eng., CSC Honours, IFIC Investments, Life insurance ( Ont. Lic.), PFP ( Professional Financial Planning ), CIM ( Canadian Investment Manager )
areas of specialization: Investment Management, Personal Financial Planning, Retirement Planning, Life Insurance Planning ( not sales ), Education Savings Planning, Divorce Financial Planning, Estate Planning, Tax Planning ( not returns ), Lease/Purchase Analysis, CPP/OAS/Benefits Planning, Self-Employed Financial Planning, Family Law Financial Planning, Income Planning, In-Trust Accounts Planning

Counting Chickens
Cheryl Green
PO Box 271, Richmond, ON, K0A 2Z0, tel: (613) 444-5757
email: cheryl@countingchickens.ca
web: www.countingchickens.ca
licensed to sell investment products: No
• hourly fee: $125/hr
• project: $750 – $1,500
areas serviced: Canada-wide
planner credentials: CFP
areas of specialization: cash flow management, debt management, financial coaching and education, women in transition (pre-retirement, bereavement, separation/divorce, career change)

David J. Thomas
Personal Financial Planning
4415 Beacon Lane, Mississauga, ON, L5C 4K7, tel: (905) 484-6205
email: dthomas.hba1980@ivey.ca
licensed to sell investment products: no
payment options:
• hourly fee: $200/hr
• annual retainer
areas served: Toronto
minimum account size: none
planner credentials: CGA, CFP, R.F.P., TEP
areas of specialization:
• tax
• estate
• retirement
• comprehensive financial plans

Davis Martindale LLP
Paul Panabaker
373 Commissioners Road West, London, ON, N6J 1Y4, tel: (519) 673-3141
email: ppanabaker@davismartindale.com
web: www.davismartindale.com
licensed to sell investment products: no
payment options:
• hourly fee: $250 to $325/hr
areas served: London, ON and Western Ontario
minimum account size: none
planner credentials: CA, CFP, R.F.P.
areas of specialization:
• tax, estates, estate planning
• financial health checkup

Efficient Wealth Management Inc.
Gordon Stockman
47 Lakeshore Road East, Suite 100, Mississauga, ON, L5G 1C9
email: clientservices@efficientwealth.com
web: www.efficientwealth.com
licensed to sell investment products: no
payment options:
• hourly fee: $210/hr, first hour free
• by project: $850 per FP, tax, estate, investment
• by set: $3,400
• annual retainer
• referral network for plus 0.05% AUM for annual clients
areas served: 200 km radius from Mississauga
minimum account size: no minimum, cost-saving strategies from 0 to 2 million
planner credentials: CA, CFP
areas of specialization:
• investment cost control
• financial planning
• tax, estates
• IPS, asset allocation
• feedback loop – portfolio analysis and portfolio monitoring

E.E.S. Financial Services LTD.
6090 Highway #7 East, Markham, ON, L3P 3B1
email: ser@ees-financial.com
web: www.ees-financial.com
licensed to sell investment products: no
payment options:
• negotiable by case
areas served: Canada-wide
minimum account size: none
planner credentials: CFP, R.F.P., Pl.Fin, CA, CGA, PRP, FDS
areas of specialization:
• comprehensive financial planning
• personal and corporate tax planning and preparation
• estate settlement and administration
• personalized corporate seminars regarding special company benefits
• terminations & downsizings
• employee profit-sharing plans

Finance Matters LTD
Janet Freedman
69 Cavell Avenue, Toronto, ON, M4J 1H5, tel: (416) 469-2535
email: freedom@istar.ca
web: www.hitbyaniceberg.ca
licensed to sell investment products: no
payment options:
• hourly fee: $175 to $225/hr
areas served: Toronto, Nova Scotia, clients from other provinces (except Quebec) if you visit Toronto
minimum account size: none
planner credentials: CFP, R.F.P.
areas of specialization:
• comprehensive financial planning
• retirement planning
• cash flow management
• disability issues

Frank Wiginton
A Better Quality of Life Financial Consulting
16 Wiley Ave., Toronto, ON, M4J 3W4, tel: (416) 999-7392 or (877) 227-8201
email: frank@employeefinancialeducation.ca
website: www.frankwiginton.com
licensed to sell investment products: no
payment options:
• hourly fee: $225/hr
• by project: comprehensive financial plan $3,250 (covers first 25 hours, advocate to help implement plan and 6 month review)
• annual reviews: $750
areas served: Canada (excl. Quebec)
minimum account size: N/A
planner credentials: CFP, RRC, FMA, CIM, FCSI, Fellow of FPSC™
areas of specialization: DO NOT SELL PRODUCT, Comprehensive Financial Planning, Tax planning, Risk Management, Estate Planning, Financial Education
book: Achieving Financial Success One Bite at a Time

William (Bill) Green
William Green Insurance & Financial Solutions
120 Milton St., Bracebridge, ON, P1L 2G4, tel: Muskoka (705) 812-8132 | Calgary (403) 456-6864
email: Bill@feeonlyplanner.ca
web: www.feeonlyplanner.ca
planner credentials: CFP, FDS, CIM, CPCA

Gregor McDonald
Vision Financial Planning
184 King St., St. Catharines, ON, L2R 3J7 tel: 905 684-1556
email: gregor.mcdonald@sympatico.ca
web: www.yourvisionyourway.ca
licensed to sell investment products: Investment Products used ETF’s and Series “F” Mutual funds only. Segregated funds used – no upfront commission fee waived
• payment options: fee-based options available
• areas served: Niagara Region
minimum account size: N/A
planner credentials: CFP, RRC
areas of specialization:
• Client ages 45 – 65
• Written Planning Objectives
• Low cost Investing
• Downside Risk Protection
• Annual Reviews (minimum)
• Investment Policy Statement
• Investment Planning
• “Vision Works” life planning
• Stress tested Retirement plans

Headspring Consulting
Sandra Foster
1370 Don Mills Road, Suite 300, Toronto, ON, M3B 3N7
email: fosters@headspringconsulting.com
web: www.headspringconsulting.com/index.html
licensed to sell investment products: no
payment options:
• hourly fee: contact for quote
areas served: Toronto
minimum account size: none
planner credentials: CFP, R.F.P., CHRP, TEP, CIM, FCSI
areas of specialization:
• retirement planning
• retirement income
• estate planning

Heather Franklin
43 Geraldton Cres. Toronto, ON tel: (416) 223-9826
msheatherfranklin@hotmail.com
Fee for service (fee only planner)
Hourly fee – consultation ($150/hr)
Complete financial plan
Credentials – CFP (B.A)
No specialized field of planning
No minimum account size

IRONSHIELD Financial Planning
Scott E. Plaskett
701 Evans Avenue, Suite 310, Toronto, ON, M9C 1A3 tel: (416) 626-6515
satellite office: 30 Cedar Drive, Caledon, ON, L7K 1H6
email: scottplaskett@ironshield.ca
web: www.ironshield.ca
• fee: dependant upon program
areas served: GTA, Caledon and surrounding area
Minimum account size: $500,000
planner credentials: CFP
areas of specialization:
• business owners
• retirees

Jason Abbott
WEALTHdesigns.ca Inc.
20 Holly St., Suite 207 Toronto, ON M4S 3B1
tel: (416) 628-7097 ext. 1
email: jason@wealthdesigns.ca
web: www.wealthdesigns.ca
licensed to sell investment products: yes
payment options (negotiable):
• basic hourly rate is $235; asset based; or fee with commission offset
areas served: Greater Toronto Area mostly but will accept others
minimum account size: negotiable
planner credentials: CFP, CLU
areas of specialization: We work with business owners, professionals & retirees in developing plans to reduce financial risk, save tax, increase retirement income and preserve estates.

Khaled Sultan
CIBC Wood Gundy
255 Queens Avenue, Suite 2200, London, ON, N6A 5R8 tel: (519) 660-3753
email: Khaled.Sultan@cibc.com
planner credentials: MBA, CFA

Joe The Investor Group
Joe Barbieri
80 Quebec Avenue, Suite 309, Toronto, ON, tel: (647) 286-8020
email:  joetheinvestor.today@gmail.com
web:  www.joetheinvestor.ca
twitter: @joetheinvestor
licensed to sell investment products: no
payment options:
• initial consultation: $350 including HST
• follow up: $150/hr including HST (discount pricing is available if paid in advance)
• complete financial plan: $2,800 including HST
areas served: Toronto and surrounding area
minimum account size: none
areas of specialization:
• debt management
• pensions
• investment
• research
• big picture economic trends
• advice-only holistic financial planning

Kevin O’Brien & Associates
Kevin O’Brien
134 Armour Cres., Ancaster, ON L9K 1R9
email: marketing@kevinobrienandassociates.com
web: www.kevinobrienandassociates.com/
licensed to sell investment products: Yes
Payment options: Fee based (monthly fee deducted from the assets we manage for client, our compensation is fully transparent ) or Fee for service – pay for advice
• hourly fee: $250
Annual reviews: Initial $1,500 for financial plan, $1,500 for Investment Policy Statement, $250 hourly for Estate planning (min $1,000) annual review included in fees or can be hourly rate (client choice)
Areas served: Hamilton and surrounding area, Office in Ancaster Ontario. Also licensed for the province of British Columbia
Minimum account size: $250,000
Planner credentials: CFP Certified Financial Planner, CDFA Certified Divorce Financial Analyst
Areas of specialization: 23 years – Financial Planning, Investment Management , Estate Planning – author of “Where There’s a Will There’s a Way” Small Business Owners and Entrepreneurs

Lifeware Retirement Planning
Lisa Calleja
54 Port Street West, Mississauga, ON, L5H 1E3, tel: (905) 267-1093
email: lisa@executiveretirementplan.com
web: www.executiveretirementplan.ca/index.html
licensed to sell investment products: no
payment options:
• hourly fee: $175/hr
areas served: Mississauga, Oakville (both in Ontario)
minimum account size: none
planner credentials: CFP
areas of specialization:
• retirement planning issues for self-employed business owners and professionals

Lisa Calleja
Sunrise Financial Planning & Debt Management Services Inc.
1195 Limeridge Road East, Hamilton, ON, L8W 1E9, tel: (905) 296-1075 or (905) 267-1093
email: lisa@sunrisefinancialplanning.com
web: www.sunrisefinancialplanning.com
payment options:
• hourly fee: $175/hr (offered on a retainer basis for 1 year of full spectrum planning services)
areas served: East & West of Hamilton, ON including but not limited to Brantford, Woodstock, Burlington, Oakville, Mississauga. In home service; evening appointments
minimum account size: none
planner credentials: CFP
areas of specialization: retirement planning for self employed business owners; cash flow & debt management; estate planning; disabled dependant planning; comprehensive holistic financial planning

Longhurst & Jack

36 Toronto Street, Suite 1000, Toronto, ON, M5C 2C5, tel: (416) 815-7200
email: enquire@longhurstandjack.ca
web: www.longhurstandjack.ca
licensed to sell investment products: no
payment options:
• hourly fee: $200/hr
• flat fee: a fixed fee can be negotiated in advance of a project being started
areas served: Toronto and Southern Ontario
minimum account size: none
planner credentials: CFP, FCIA
areas of specialization:
• preparation for retirement
• assistance with major pension decisions

MC Planning
Mike Carter
336 Davenport Rd., Suite 102, Toronto, ON, M5R 1K6, tel: (416) 935-0320
email: mike@mcplanning.ca
web: www.mcplanning.ca
licensed to sell investment products: no
payment options:
• hourly fee: $100/hr
• flat fee: for creating a financial plan (once the financial plan is established, all subsequent planning services are charged at $100/hr)
areas served: Toronto; rest of Canada via phone/Internet
minimum account size: none
planner credentials: CFP

MoneySmart Fee-only Financial Planners
43 Onaway Road, Mississauga, ON, L5G 1A3, tel: (905) 274-4888
email: mchowes@rogers.com
licensed to sell investment products: no
payment options:
• hourly fee: $150/hr
• retainer fee upfront
• project fee: estimate given
areas served: Toronto, Mississauga, Golden Horseshoe (all in Ontario)
minimum account size: none
planner credentials: CFP, R.F.P., PRP
areas of specialization:
• cash flow management
• retirement planning
• estate planning
• technical personal financial writing

My Financial Plan
Kenneth K. Seibel, MBA, CFP
6267 Monterey Avenue, Niagara Falls, ON L2H 2A5 tel: (289) 271-8854
• rate: $200/hr
• financial plans: $1000 to $5000
• optimized portfolios: $100 to $2500
• annual retainer: varies by services required
• minimum account size: none
areas of expertise:
• investment planning
• advanced strategies
• tax efficiency

Northland Wealth Management
Jeff Sproul
8965 Woodbine Ave., Markham, ON, L3R 0J9 tel: 1 (888) 760-6596(NLWM)
email: jsproul@northlandwealth.com
web: www.northlandwealth.com
licensed to sell investment products: no
licensed as portfolio manager: yes
payment options:
• hourly fee: $250/hr
• flat fee negotiated upon request
• applied towards annual fees for discretionary investment management clients
areas served: Ontario, licensed across Canada
minimum account size: $500,000
firm credentials: PFP, MBA, CFA, CIM
areas of specialization:
• business succession planning and individual pension plans (IPPs)
• holistic retirement planning
• termination or downsizing
• investment analysis and planning
• insurance (consultation only)
• estate planning and estate transfer

Objective Financial Partners Inc.
Jason Heath
1 St. Clair Avenue East, Suite 901, Toronto, ON, M4T 1Z3, tel: (416) 418-3934
email: info@objectivefinancialpartners.com
licensed to sell investment products: no
payment options:
• hourly fee: $250/hr
• financial plan ($500-$1,500);
• ongoing services, including tax returns: $1,500-$3,500 annually
areas served: mainly southern Ontario, but Canada-wide via web conference
minimum account size: none / not applicable
planner credentials: CFP, CGA, TEP, B.A.
areas of specialization:
• personal and corporate financial planning
• personal, corporate and trust tax planning and preparation
• estate planning
• insurance needs analysis
• investment strategies

Optimize Wealth Management
161 Bay Street, 26th Floor, Toronto, ON, M5J 2S1 Tel: 1-647-740-2505
email: info@optimize.ca
web: www.optimizewealthmanagement.com
licensed to sell investment products: No (although Optimize Capital Markets, an affiliated company, is licensed to sell investment products)
payment options:
• hourly fee: $200 to $500/hr
• retainer
• percentage of assets:
• $500,000 and under: 1.50%
• $500,000 to $2 million: + 0.75%
• $2 million to $5 million: + 0.50%
• next $5 million: + 0.25%
areas served: Toronto, London, Oakville, Ottawa, Kingston, Belleville, Ajax, Oshawa, Mississauga, Brampton, Barrie, Whitby, Brockville, Windsor, New York
minimum account size: none for financial planning; $100,000 minimum for investment clients
planner credentials: CA, CSA, CFA, CFP, R.F.P., CIM, CGA, MBA, TEP, FDS
areas of specialization:
• investment counseling
• employee/executive financial planning
• employer-sponsored financial education
• high-net-worth financial advisory and wealth management

Page and Associates LTD
95 Mural Street, Suite 405, Richmond Hill, ON, tel: (905) 884-5563
email: experience@askpage.com
web: www.askpage.com
licensed to sell investment products: yes
payment options:
• hourly fee: $100 to $250/hr
• percentage of assets under management:
• 1.25% of first $250,000
• 1% under $1 million
• 0.75% of next $4 million
• 0.50% of excess
areas served: Toronto and Southern Ontario
minimum account size: $100,000, preferably $250,000+
planner credentials: CFP, R.F.P., CA, MBA, CLU
areas of specialization:
• business continuation and owner succession planning
• overall tax and estate planning for both business owner and non-business-owner clients
• executive compensation planning

Peebles Wealth Management
Ian Peebles
1 First Canadian Place, 38th Floor, Toronto, ON, M5X1H3 tel: (416) 359-5493
email: ian.peebles@nbpcd.com
web: www.peebleswealthmanagement.com
licensed to sell investment products: yes
licensed to sell insurance products: yes
areas served: Ontario, licensed across Canada and U.S.
payment options:
• complementary initial consultation
• fee negotiated in advance of a project being started
• applied towards annual fees for discretionary investment management clients
team credentials: CA, CFA, CIM®, LLQP, Portfolio Manager. Access to CFP
minimum portfolio size: $300,000
areas of specialization:
• high-net-worth financial advisory and complete wealth management services
• retirement planning issues for self-employed business owners, professionals and executives and their families
• discretionary portfolio management
• proactive investment and financial advice
• tax and investment planning
• estate administration and planning
• insurance needs analysis
• extensive third-party professional network

Premier Financial Planning Services Inc.
373 Midland Ave., Midland ON, L4R 3K8, tel: (705) 527-6705 / toll free 1-888-667-6705
email: jacquie@premierfps.com
 web: www.premierfps.com
licensed to sell investment products: yes (on asset management fee basis only)
licensed to sell insurance products: yes
payment options:
• hourly fee: $150 + /hr
• by project: $450 minimum
• asset management fee (minimum fee $1750/yr)
areas served: Central Ontario,
minimum account size: none
planner credentials: R.F.P., CFP, FDS
areas of specialization: clients in transition (retirement, widowed, divorcing), comprehensive financial planning

Prime Consulting
Mary R. Prime
102 Dunedin Drive, Etobicoke, ON, M8X 2K5, tel: (416) 410-9337
e-mail: mary.prime@sympatico.ca
licensed to sell investment products: no
payment options:
• hourly fee: $150 to $170/hr
• daily rate: $1,500 (half day: $750)
• fee per financial plan: $1,500 to $2,000
areas served: Greater Toronto Area (rest of Canada by phone and email)
minimum account size: none
planner credentials: CFP, EPC
areas of specialization:
• individuals in transition (job loss, retirement, career change, bereavement and separation/divorce)
• group workshops on topics such as “financial fitness”, “financial planning for the sandwich generation”, “financial planning for grads” and “pre-retirement financial planning”
• guest speaking at conferences

Quintile Wealth Advisors
65 Mark Street, Aurora, ON, L4G 3J4, tel: (416) 206-8230
email: hr@qwa.co
web: http://www.qwa.co/
licensed to sell investment products: no
payment options: negotiable by case
areas served: Greater Toronto Area
minimum account size: determined by case
planner credentials: B.Sc., FMA, CIM, CFP, FCSI
areas of specialization:
• investment Consulting
• insurance Solutions
• fiduciary Services
• advice only comprehensive Retirement Planning
• advice only comprehensive Estate Planning

Ryan Lamontagne Inc.
1565 Carling Ave., Suite 602, Ottawa, ON, K1Z 8R1, tel: (613) 596-3353, toll free: (800) 304-7180
email: info@ryanlamontagne.com
web: www.ryanlamontagne.com
licensed to sell investment products: yes
payment options:
• hourly fee: $125 to $200/hr
• flat fee for a one-time comprehensive financial plan: $1,000 to $5,000
• ongoing private client service: flat annual fee ($750 to $2500) + percentage of assets:
• $500,000 and under: 1.5%
• $500,000 to $1 million: 1.00%
• $1 million or more: 0.75%
areas served: Ottawa
minimum account size: $100,000 for associates; $250,000 for partners
planner credentials: CFP, R.F.P., FMA
areas of specialization:
• management strategies for emerging affluent and high-net-worth individuals and families

SmartGreen Financial Planning
Adil Sayeed
Centre for Social Innovation, Annex, 720 Bathurst St., Toronto, ON, M5S 2R4, tel: (416) 873-2915
email: adil.sayeed@utoronto.ca
web: www.smartgreenfinancial.blogpost.com
licensed to sell investment products: no
payment options:
• hourly fee: $100/hr (including HST)
• annual fee: 0.5% of investment asset book value (if performance targets achieved)
• introductory consultation meeting: free
areas served: Greater Toronto and Hamilton area
minimum account size: none
planner credentials: CFP and MA (Economics)
areas of specialization:
• ethical investing choices
• education planning (RESPs)
• retirement planning

Spring Personal Finance
Sandi Martin
Gravenhurst, ON, tel: (705) 684-9115
email: sandi@springpersonalfinance.com
web: www.springpersonalfinance.com
licensed to sell investment products: no
payment options:
• initial consultation: free (1 hour)
• fixed fee plans: $500-$1,200 (depending on content and complexity)
areas served: house calls available in Muskoka, clients outside of Muskoka served by phone and online
minimum account size: none
planner credentials: N/A
areas of specialization: personal, self-employed small business, and college/university student financial planning, budgeting, cash management, debt management, and investment advice, financial coaching and education

Stewart & Kett Financial Advisors Inc.
123 Front St. West, Suite 911, Toronto, ON, M5J 2M2, tel: (416) 362-6322
email: dstewart@stewartkett.com, ckett@stewartkett.com
web: www.stewartkett.com
licensed to sell investment products: no
payment options:
• hourly fee: $275/hr
• or fixed fee in advance
areas served: Toronto, Montreal, Calgary and Vancouver
minimum account size: none
planner credentials: MBA, CFP, R.F.P., CA, CGA, BBA, MA
areas of specialization:
• offer “advice-only” financial planning
• taxation
• retirement planning
• estate planning
• investment planning
• family office services

Stronach Financial Group
Daniel F. Stronach
15 Manorpark Court, Toronto, ON, tel: (416) 497-3590, toll free: (800) 377-4761
email: daniel@stronach-financial.com
web: www.stronach-financial.com
licensed to sell investment products: no
payment options: $150/hr
areas served: Ontario
minimum account size: none
planner credentials: BA, CFP, R.F.P.
areas of specialization:
• more than half of the clients are dentists

Summit Wealth Advisory Group Inc.
2 Sheppard Ave. East, Suite 600, Toronto, ON, M2N 5Y7, tel: (416) 250-5520
email: info@summitwealth.ca
web: www.summitwealth.ca
licensed to sell investment products: yes
payment Options: Visa, MasterCard, cheque or can be deducted from investments
hourly fee: $250/hr
set fee for plans: $1,500 and up depending on complexity and can be negotiated up front
areas served: Greater Toronto Area
minimum account size: none
planner credentials: CFA, CA, CFP, CLU
areas of specialization:
• business owners and executives
• succession planning
• retirement income planning
• estate planning
• pension decisions
• cash flow and net worth projections

T.E. Financial Consultants LTD
26 Wellington Street East, Suite 710, Toronto, ON, M5E 1S2, tel: 1-888-505-8608
email: info@tewealth.com
web: www.tewealth.com
licensed to sell investment products: no (although T.E. Investment Counsel, an affiliated company, is licensed to sell investment products)
payment options:
• hourly fee: $200 to $500/hr
• retainer
• percentage of assets:
• $500,000 and under: 1.75%
• $500,000 to $2 million: + 0.75%
• $2 million to $5 million: + 0.50%
• next $5 million: + 0.25%
areas served: Montreal, Toronto, Calgary, Oakville (ON), Quebec City, St. John’s, Vancouver, Waterloo (ON)
minimum account size: none for financial planning; $250,000 minimum for investment clients
planner credentials: CA, CSA, CFA, CFP, R.F.P., CIM, CGA, MBA, TEP, FDS
areas of specialization:
• investment counselling
• executive financial planning
• employer-sponsored financial education
• high-net-worth financial advisory and wealth management

Joseph Tarantino
Suite 203 – 15 Wertheim Court, Richmond Hill, Ontario. L4B 3H7, tel: (905)-771-8956
email: jtarantino@jtarantinoassociates.com
licensed to sell investment products: no
payment options:
• hourly fee: $150/hr
• comprehensive plan: $1,800.00
• annual reviews: $600.00
areas served: Greater Toronto Area
minimum account size: none
planner credentials: B.A. Economics and Accounting;  CFA (Chartered Financial Analyst)
areas of specialization:
• short, medium and long term financial planning
• personal cash flow and budget planning
• planning for retirement
• planning during retirement
• tax planning
• tax preparation
house calls: Available some evenings and week-ends

Thomas J Venner (CFP) Financial Services

2 King St W, Suite 2 Dundas ON L9H6Z1, tel: (905) 512-2311
email: thomasvennercfp@gmail.com, tvenner@gicfinancial.com
web: www.feebasedfinancialplanning.info, www.centum.ca/tom_venner
licensed to sell investment products: yes
payment options:
•hourly fee: $50-100/hr for complete financial plans
•fixed fee for modular services
areas served: Hamilton, Ancaster, Dundas, Stoney Creek, Burlington, Grimsby, Caledonia
planner credentials: CFP, Life Licensed, Licensed Mortgage Consultant
areas of specialization:
•advice-only financial planning
•tax planning and preparation
•retirement planning (Experience with Dofasco Fund 1 & 2 and Profit Sharing)
•mortgage planning
•investment planning
•life/health/disability/critical illness/long-term care insurance needs analysis

W. A. Robinson & Associates
The Simonett Building, 14216 Rd # 38, Sharbot Lake, ON, K0H 2P0, tel: (613) 279-2116 / (877) 279-2116
email: info@robinsongroup.com
web: www.robinsonsgroup.com
licensed to sell investment products: Licensed in Ontario as
Investment Counselor, Portfolio Managers and Limited Market Dealers, and in Quebec as Unrestricted Advisors
payment options:
• hourly fee (rare): call for details
• flat fee per project: call for details
• percentage of assets under management:
• 1.5% on first $500,000
• 1.25% on next $500,000
• 1% on next $4 million and after
• mortgage based portfolios: 2% of assets under management
areas served: Ontario and Quebec
minimum account size: $500,000 ($25,000 if investing in a pooled mortgage investment corporation)
planner credentials: B.Sc., CFA, CFP, R.F.P., CIM, CRF
areas of specialization:
• investment counsel
• portfolio management
• mortgage administration
• small firm mergers and acquisitions
• estate and tax planning

Weigh House Investor Services
4141 Yonge Street, Suite 303, Toronto, ON, M2P 2A8, toll free: (866) 918-0550
web: www.weighhouse.com/main/home.aspx
licensed to sell investment products: no
payment options:
• hourly fee: $200 to $250/hr
areas served: Canada-wide on a remote (web conference) basis; personal service in Toronto, Burlington/Hamilton Area, York/Durham Region, and in B.C.
minimum account size: $300,000
planner credentials: CA, CFP, CIMA
areas of specialization:
• financial planning
• portfolio analysis and portfolio monitoring
• investment counselor/investment advisor search

Williams Financial Strategies
Norman Williams
3109 Abernathy Way, Oakville, ON, L6M 5C2, tel: (905) 630-7658
e-mail: normanwilliamz@yahoo.com
licensed to sell investment products: no
payment options:
• hourly fee: $65/hr
areas served: Oakville, Burlington, Mississauga (all in Ontario)
minimum account size: none
planner credentials: CFA, CA, CFP, R.F.P.; CFP, CIM, CMA (U.S.)