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Retirement

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Retired Money

Unlocking the Annuity Puzzle: Why Canadians avoid what seems to be the perfect retirement vehicle

Annuities promise guaranteed lifetime income—so why do Canadians avoid them? We unpack the “annuity puzzle” and when they may...

Unlocking the Annuity Puzzle: Why Canadians avoid what seems to be the perfect retirement vehicle
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RRSPs

What’s my RRSP contribution limit?

Your RRSP contribution limit comes from unused deduction room plus 18% of last year’s income. Use our RRSP calculator...

What’s my RRSP contribution limit?

Financial Planning

Caring for a parent? Get a power of attorney

Often an afterthought, the POA document will smooth the process of seeing to their needs.

Caring for a parent? Get a power of attorney

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Making the most of the pension tax credit

Under what circumstances can you obtain the greatest tax savings on this $2,000 credit?

Making the most of the pension tax credit

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A man looks over a brochures offering various retirement savings options Friday, Feb. 3, 2012 in Montreal.

Retirement

From RRSP to RRIF—managing your investments in retirement

Learn how to navigate the transition from RRSP to RRIF, plan withdrawals, manage taxes, and tailor your retirement strategy...

From RRSP to RRIF—managing your investments in retirement

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What’s more important: your wealth or your legacy?

Different retirement income strategies using registered accounts produce different outcomes. You must pick your priorities.

What’s more important: your wealth or your legacy?
Signage is seen in the reception of CPP Investments' Toronto offices, on Thursday, September 21, 2023.

Pensions

Young Canadians sue CPP Investments over climate risks

Plaintiffs allege the Canada Pension Plan is exposing their retirement savings to unnecessary risk by underestimating climate change impacts.

Young Canadians sue CPP Investments over climate risks

Retired Money

Who you gonna trust: Barry Ritholtz or Jim Cramer?

A trio of new books from notable (and notorious) authors offer fresh insights on retirement investing.

Who you gonna trust: Barry Ritholtz or Jim Cramer?

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How to bridge the gap until an inheritance

A MoneySense reader has limited retirement income, a paid-off condo, and anticipates a substantial inheritance from her mother. How...

How to bridge the gap until an inheritance

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