Retirement Planning - MoneySense

Retirement

An easy guide to income splitting for seniors

Cindy and her husband are looking for strategies to help them save on taxes in retirement.

Retirement

How will a pension buyback impact your income tax return?

by Alexandra Macqueen

Retirement

The ins and outs of tax and estate planning for a RRIF

81-year old Lydia wants to minimize tax and maximize the estate value of her RRIF on death

Retirement

How to avoid a pension clawback from a one-time event

Mike wants to know what can be done to avoid a reduction in government pension income due to a one-time event.

Retirement

The best way to transfer investments to your spouse

Dean has investments that he wants to transfer to his spouse. There are tax implications depending upon how the transfer occurs

Retirement

How to make the right pension decision when longevity is so variable

by Alexandra Macqueen

Retirement

She’s 34 and wants to retire at 65 with $70,000 a year. Can she?

by Special to MoneySense

Taxes

Calculating taxes on an inherited RRIF

After inheriting a RRIF account, how to know what you owe the taxman

Randy’s wife is the beneficiary of her late mother’s RRIF, and she wants to avoid penalties and interest on the tax owing.

Real Estate

Should retirees pay off their mortgages with investments?

Liz has just retired and wonders if she should use her investments to pay off her mortgage, despite her advisor’s advice to the contrary.

Retirement

An advisor is charging 1.95% for an ETF portfolio. That’s too high.

by Dan Bortolotti