Retirement Planning - MoneySense

Retirement

Can Canadian seniors collect government benefits while still working?

Retirement

How to understand your CPP Statement of Contributions

Get an estimate of what your Canada Pension Plan retirement benefit will be at age 60, 65 or 70.

Pensions

Avoiding future interest is one way to look at your return on investment

Taxes

Tax implications of making transfers between registered accounts

Retirement

How “work optional” can fit into your retirement plan

It’s simple: Retire early. Supplement your pension income with earnings from part-time work you enjoy. And if you’ve planned it right, you get to call the shots.

Retirement

The right time to take Canada Pension Plan benefits

by Alexandra Macqueen

Retirement

An easy guide to income splitting for seniors

Cindy and her husband are looking for strategies to help them save on taxes in retirement.

Retirement

How will a pension buyback impact your income tax return?

by Alexandra Macqueen

Retirement

The ins and outs of tax and estate planning for a RRIF

81-year old Lydia wants to minimize tax and maximize the estate value of her RRIF on death

Retirement

How to avoid a pension clawback from a one-time event

Mike wants to know what can be done to avoid a reduction in government pension income due to a one-time event.