Retirement Planning - MoneySense

Retirement

What to do when banks give questionable financial advice to seniors

Mel can’t get a straight answer from his bank about his investment fees and is looking for some input on investing late in retirement.

Retirement

RRSP contribution limit

What’s my RRSP contribution limit?

RRSP basics you need to remember before March 1

Retirement

Should I invest my money or buy a life insurance policy instead?

by Special to MoneySense

Retirement

What it takes to retire at 45

Konstantino is 27 and hopes to retire by 45. He wants to know how that impacts his RRSP versus TFSA savings strategy.

Retirement

CPP drop-out rule

Why the 17% drop-out rule is key to your CPP entitlement

by Alexandra Macqueen

Retirement

Why aggressive stock investors should take CPP early

While cautious fixed-income investors may want to delay it until 70

Retirement

At 66, borrowing to invest in a TFSA isn’t a good idea

Dawn has never had a financial plan. She should pay off her debt and focus on maximizing government tax credits and benefits.

Retirement

Getting the most out of retirement income planning with an older spouse

Ellen is curious how pension income splitting works when there is a big age difference between spouses. There are several considerations.

Retirement

Are annuities, bonds or GICs best for an 80-year-old’s money?

by Special to MoneySense

Retirement

Disability, income splitting and tax reduction

Rob’s wife is unable to work due to a chronic illness. He’s trying to plan for tax reduction in retirement on their registered accounts.