RRIF and LIF withdrawal rates: Everything you need to know
Most registered retirement savings plans are eventually converted to registered retirement income funds. Here’s what to know about RRIF...
Pensions
Retirement planning advice for people who don’t use an advisor
Retirement Club for Canadians offers a sounding board and resources for people who manage retirement finance all on their...
OAS payment dates in 2025, and more to know about Old Age Security
Here’s how Canada’s Old Age Security pension works, who’s eligible for OAS, when you can start receiving OAS, and...
Should we draw down my spouse’s RRIF faster?
The benefits of depleting savings to avoid estate taxes depends on many variables. But if you live a decade...
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How to allocate a RRIF for secure income in retirement
Should you hold equities? Fixed income? An annuity? Or all three? Financial advisors debate the options in today’s “tariffied”...
What to do if you outlive your retirement savings
Some Canadian seniors enter retirement without savings or run out of money over time. Here’s how they can stay...
CPP payment dates in 2025, and more to know about the Canada Pension Plan
Here’s how Canada’s retirement pension plan works, who’s eligible for CPP, when you can start receiving CPP, and CPP...
When and how should I start drawing on my retirement savings?
There’s more than one way to optimize your income after retiring. Some strategies can boost wealth, and others may...
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“What a dumb mistake that was”: Dilys D’Cruz on money lessons and “painless saving”
The senior vice president of retail and wealth at Meridian shares the importance of budgeting and investing in your...