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Articles By Jason Heath, CFP:

Serious middle aged mature man entrepreneur wearing eyeglasses looking at paper bill checking insurance invoice or tax document calculating expenses working at home using laptop computer.

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Bare trust rules for 2026: Do you actually have to file a T3?

Bare trust confusion has been lingering for years. Many taxpayers wonder if this is the year they finally need...

Bare trust rules for 2026: Do you actually have to file a T3?
federal budget 2026

News

Federal Budget 2026: What changes and how it’ll impact you

Federal budget 2026 includes several tax and investment measures, but how do they affect the average family?

Federal Budget 2026: What changes and how it’ll impact you
OTB notice

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Ontario Trillium Benefit notice: What does it mean?

Have you received an Ontario Trillium Benefit (OTB) notice from CRA? Here is what it means and what you...

Ontario Trillium Benefit notice: What does it mean?
bond yields

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What do rising bond yields mean for Canadians?

When bond yields rise, the effects ripple through the rest of the economy, and Canadians should take note. ...

What do rising bond yields mean for Canadians?
cra settlement

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CRA breach settlement claims have opened: How much money could you get?

Many Canadians are entitled to compensation from a 2020 CRA class action settlement. Here is what you need to...

CRA breach settlement claims have opened: How much money could you get?

TFSAs

What to do if you overcontribute to your TFSA

The CRA is cracking down on TFSA overcontributions. Learn how penalties work, how to correct mistakes, and when...

What to do if you overcontribute to your TFSA
Portrait of happy woman at home, answers phone call, talking on mobile, holding smartphone and smiling.

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Can you deduct your cell phone on your tax return?

Cell phone related expenses may be deductible for some taxpayers, even if they were missed in the past.

Can you deduct your cell phone on your tax return?
Man sitting on couch with calculator and notebook

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Should you incorporate to avoid CPP contributions?

Incorporating can eliminate the need to pay CPP contributions if you are self-employed but there are trade-offs that should...

Should you incorporate to avoid CPP contributions?
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Can you put an inheritance into a joint account?

Putting an inheritance into a joint account may seem simple, but tax and attribution rules can affect who reports...

Can you put an inheritance into a joint account?