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Articles By Jason Heath, CFP:

TFSAs

What to do if you overcontribute to your TFSA

The CRA is cracking down on TFSA overcontributions. Learn how penalties work, how to correct mistakes, and when...

What to do if you overcontribute to your TFSA
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Can you deduct your cell phone on your tax return?

Cell phone related expenses may be deductible for some taxpayers, even if they were missed in the past.

Can you deduct your cell phone on your tax return?
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Should you incorporate to avoid CPP contributions?

Incorporating can eliminate the need to pay CPP contributions if you are self-employed but there are trade-offs that should...

Should you incorporate to avoid CPP contributions?
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Can you put an inheritance into a joint account?

Putting an inheritance into a joint account may seem simple, but tax and attribution rules can affect who reports...

Can you put an inheritance into a joint account?
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How much cash should you keep in your portfolio?

The right cash allocation depends on your goals and stage of life. Here's how to think about cash in...

How much cash should you keep in your portfolio?
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How do you take RDSP withdrawals?

Learn how RDSP withdrawals work, including the 10-year rule, grant repayment requirements, taxes, and mandatory withdrawals after age 60.

How do you take RDSP withdrawals?

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What is the Quick Method of Accounting for GST? 

The GST quick method can simplify tax reporting for small businesses—but it’s not right for everyone. Here’s who qualifies...

What is the Quick Method of Accounting for GST? 
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What are reasonable long-term financial planning assumptions? 

What inflation, investment return, and life expectancy assumptions should Canadians use for retirement planning? Here’s what financial planners recommend.

What are reasonable long-term financial planning assumptions? 
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What is the Saskatchewan Pension Plan?

The Saskatchewan Pension Plan gives Canadians another way to save for retirement, with low fees, locked-in contributions, and...

What is the Saskatchewan Pension Plan?