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Articles By Jason Heath, CFP:

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Do you pay GST/HST when you build or renovate a house?

New homes generally have sales tax payable. What if you build or substantially renovate your home?

Do you pay GST/HST when you build or renovate a house?
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What is the Canada Pension Plan death benefit?

A MoneySense reader is not familiar with the Canada Pension Plan death benefit. Here is a primer

What is the Canada Pension Plan death benefit?
Senior couple sitting at a desk with a laptop working on finances

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Retirement taxes explained: Withholding, clawbacks, and other surprises

During your working years, you may receive tax refunds due to the withholding tax on your paycheque—but things change...

Retirement taxes explained: Withholding, clawbacks, and other surprises
Older couple having a discussion with a younger man over paperwork.

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Should you sell stocks you inherit?

Inheriting stocks? Learn the tax rules, when to sell, and how to decide if keeping inherited investments makes sense...

Should you sell stocks you inherit?
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Insurance for self-employed Canadians: What coverage do you need?

Employees often have group insurance coverage at work, but people who work for themselves need to make sure they...

Insurance for self-employed Canadians: What coverage do you need?
A dad and teenage son look at RESP info on a phone.

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How to withdraw RESP funds

Many Canadian families save for their kids’ post-secondary education with an RESP account. How do RESP withdrawals work?

How to withdraw RESP funds
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Can you move income back and forth between spouses?

A MoneySense reader wants to report half the capital gain for a rental property on his spouse’s tax return....

Can you move income back and forth between spouses?
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Should you sell stocks to simplify with an all-in-one ETF?

A MoneySense reader wants to sell stocks and buy ETFs but has concerns about the tax implications. Here’s what...

Should you sell stocks to simplify with an all-in-one ETF?
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What’s better for buying a second home: HELOC or personal loan? 

A MoneySense reader wants to buy a second property, perhaps using the equity in her primary residence. What should...

What’s better for buying a second home: HELOC or personal loan?