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Articles By Jason Heath, CFP:

A young woman checks her child's RESP balance on her phone

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What to do when you have insufficient or unused RESP funds

What to do when you have insufficient or unused RESP funds
Young man in an office holding a laptop

Columns

Should you pay off student debt before investing?

Should you pay off student debt before investing?
An advisor discusses how inflation affects inflation-linked bonds with clients

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Why inflation-linked bonds aren’t always the answer to high inflation

Inflation-linked bonds can decline in a high-inflation year. Here’s how increases and decreases in inflation impact these types of...

Why inflation-linked bonds aren’t always the answer to high inflation
Two woman discuss the tax implications of a company acquisition over coffee

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A company I hold stock in was acquired or merged—do capital gains apply?

Shareholders cannot always prevent a company sale or merger from going ahead. When that happens, do you still owe...

A company I hold stock in was acquired or merged—do capital gains apply?
A woman's face is illuminated by the glowing lights of a computer system

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Can you trust AI with financial advice?

Advancements in artificial intelligence have begun to accelerate and are a hot investing topic in 2023. Can AI give...

Can you trust AI with financial advice?
Son moves into rental condo that he owns with his parents. They wonder if they owe capital gains.

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When your child moves into your rental property: Capital gains and how to claim principal residence exemption

When an adult child moves into their parents’ rental property, the family should be clear on a few things,...

When your child moves into your rental property: Capital gains and how to claim principal residence exemption

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How to claim a child’s income below the basic personal amount

Even if a child’s earnings are exempt from income tax, they may be entitled to tax credits or deductions....

How to claim a child’s income below the basic personal amount
A retired couple sit on the beach after surfing

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Should you include your pension in your net worth?

Whether to include a pension in your net worth statement is up for debate. If you choose to do...

Should you include your pension in your net worth?
A woman does the splits outside

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4 strategies for income splitting with a lower-income spouse

If one spouse does not work, is it beneficial for the other to invest and buy stocks in their...

4 strategies for income splitting with a lower-income spouse