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Scott Terrio

MoneySense Contributor, Debt expert

Scott Terrio is Manager, Consumer Insolvency at Hoyes Michalos & Associates Inc., Licensed Insolvency Trustees at Hoyes.com. Follow him on Twitter @ScottTerrioHMA

Canada’s credit score obsession is leading people to make bad financial decisions

Online only, 31/01/2019 / Comments (0)

Credit scores reward indebtedness, because credit scores are a product for the banks

How to get out of debt on a single income after a divorce

Online only, 13/08/2018 / Comments (0)

Adjusting to a single income, post-divorce, can be challenging. These tips will help you organize your finances and find ways to save.

Sharing your spouse’s debt might be unwise

Online only, 01/06/2018 / Comments (0)

How merging family debt in a second mortgage raises risks

Have credit card debt? Raid that savings account

Online only, 14/05/2018 / Comments (0)

The solution is simple when interest rates are higher on your debt than your savings account

When your dead spouse’s debt is your debt

Online only, 25/04/2018 / Comments (0)

Debts can’t be transferred when a spouse dies

How to pay back payday loans

How to pay back a mountain of payday loans

Online only, 09/04/2018 / Comments (0)

Apply for a term loan and consolidate these debts into one new loan

a large plastic trashbin overflowing with garbage and discarded Christmas paper lights bows etc

5 ways to cure your Christmas debt hangover

Online only, 02/01/2018 / Comments (0)

The average adult spent an estimated $1,700 this season