A parents’ guide to home down payment gifts and loans
Many parents loan or gift money to their adult children for real estate purchases. Here are the legal and...
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Which types of pension income can be split with your spouse in retirement?
Splitting income with your spouse can help you to pay less tax. Here are some types of retirement income...
Annuity vs. GIC: What makes sense for retiring?
Can you compare apples to apples with annuities and guaranteed investment certificates for retiring? Let’s find out.
Is now the time for retirees to sell stocks and buy GICs?
Many people near or in retirement are worried about stock market volatility. Does it ever make sense to put...
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Should you hold gold in a RRIF?
Is gold a safe asset to invest your retirement savings? A Certified Financial Planner offers some perspective.
Can I sell my cottage tax-free?
Is there a tax exemption for capital gains? No, but find out how to allocate your principal residence exemption...
Inheriting cottage and the capital gains implications
Jill's late husband left her a cottage. What happens if she transfers ownership to her stepchildren?
Reducing capital gains on a cottage
With planning and the right documents, the capital gains tax owing on a family cottage can be lowered. Here...
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What happens when you can’t manage your investments anymore?
Your kids believe it’s time for someone else to manage your money, but you’re used to doing it on...