MoneySense Seals
Here is the recent history of the Best Credit Cards in Canada. The MoneySense editorial team selects the best credit cards by assessing the value they provide to Canadians across various categories. Our best overall credit cards ranking is based on an extensive list of card details and features, including annual fees, interest rates, welcome offers, rewards earn rates and redemption options, annual income requirements, approval likelihood and speed, and perks such as insurance coverage, purchase protection, roadside assistance, rebates, discounts and airport lounge access. We have also considered the pros and cons of each card to help you determine which ones best suit your financial needs. Our rankings are an unbiased source of information for Canadians. The addition of links from affiliate partners has no bearing on the results. Read more about how MoneySense makes money.
To search for specific cards in specific years, use the search bars below. Slide the columns right or left using your fingers or mouse if you need to.
wdt_ID | Category | Credit card |
---|---|---|
1 | Best overall cash back credit card | Scotia Momentum Visa Infinite |
2 | Best cash back card for bonus categories | CIBC Dividend Visa Infinite |
3 | Best cash back card for simplicity | American Express SimplyCash Preferred |
4 | Best no fee cash back card | Tangerine Money-Back Credit Card |
5 | Best rewards cards for everyday spending | American Express Cobalt Card |
6 | Best rewards cards for everyday spending (runner up) | Scotiabank Gold American Express |
7 | Best card for perks | American Express The Platinum Card |
8 | Best no-fee card for perks | Brim Financial Mastercard |
9 | Best no-fee card for travel rewards | MBNA Rewards Platinum Plus Mastercard |
10 | Best Aeroplan card | TD Aeroplan Visa Infinite |
11 | Best Air Miles credit card | BMO Air Miles World Elite Mastercard |
12 | Best Visa travel credit card | BMO eclipse Visa Infinite |
13 | Best no-fee card for travel rewards | MBNA Rewards Platinum Plus Mastercard |
14 | Best hotel card | Marriott Bonvoy American Express |
15 | Best credit card for gas | CIBC Dividend Visa Infinite |
16 | Best credit card for groceries | Scotia Momentum Visa Infinite |
17 | Best credit card to shop local (January) | Neo Financial Mastercard Essential |
18 | Best credit card to shop local | The Neo Card (standard plan) |
19 | Best low-interest credit card | MBNA True Line Gold Mastercard |
20 | Best Mastercard | Rogers World Elite Mastercard |
21 | Best secured credit card for building credit | Home Trust Secured Visa |
22 | Best store or retail card | PC Financial World Elite Mastercard |
23 | Best student credit card | BMO CashBack Mastercard |
24 | Best credit card for financial literacy | Koho Visa |
Here is the recent history of the Best Online Brokers in Canada. MoneySense partners with Surviscor, a leading Canadian research and consulting firm specializing in the customer experiences of digital and direct financial services, to collect, organize and analyze the data. The rankings are evaluated using hundreds of data points, including product offering, customer service, fees and more.
wdt_ID | Category | Firms |
---|---|---|
1 | Best online broker in Canada – Overall | TD Direct Investing |
2 | Best online broker for fees | National Bank Direct Brokerage |
3 | Best online broker for customer service | RBC Direct Investing |
4 | Best online broker for ETF investing | National Bank Direct Brokerage |
5 | Best online broker for stock investing | TD Direct Investing |
6 | Best online broker for a desktop investor | TD Direct Investing |
7 | Best online broker for a mobile-based investor | Questrade Questwealth Portfolios |
8 | Best online broker for new investors | TD Direct Investing |
9 | Best online broker for seasoned investors | TD Direct Investing |
Category | Firms |