Canadians owe more than $1.5 trillion in non-mortgage debt
We owe $20,891 on average each
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It almost never pays, unless you find yourself suddenly unemployed
It should result in lower prices for consumers
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Investors could win with private-label mortgage securities in Canada
Banks, credit card companies agree to cap interchange fees
Annoucement could come as early as today
An additional $11B a year in principal being paid, CIBC says
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