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Financial literacy

A father high-fives his daughter in the kitchen

Mortgages

Mortgage payments going up at renewal? Here’s what to do

Many Canadians will face a jump in mortgage payments at renewal. We spoke to experts about how to manage...

Mortgage payments going up at renewal? Here’s what to do

Mortgages

Making sense of the Bank of Canada interest rate decision on September 4, 2024

Making sense of the Bank of Canada interest rate decision on September 4, 2024
A Canadian investor trying to decide between GICs, bonds and bond funds (bond mutual funds and bond ETFs).

GICs

Bonds vs. GICs: Where should you invest your fixed-income dollars?

Fixed income is finally back in a sweet spot. So, how should you take advantage, with individual bonds, bond...

Bonds vs. GICs: Where should you invest your fixed-income dollars?
A young woman smiles as she compares different student credit cards online using her laptop

Credit Cards

The best student credit cards in Canada for 2024

As a student, it’s good to build a credit history while earning rewards for groceries, flights, movies and more....

The best student credit cards in Canada for 2024

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A senior-age woman looks at her tablet on a park bench.

Retirement

CPP payment dates this year, and more to know about the Canada Pension Plan

Here’s how Canada’s retirement pension plan works, who’s eligible for CPP, when you can start receiving CPP, and CPP...

CPP payment dates this year, and more to know about the Canada Pension Plan

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Tax implications of adding a child’s name to your rental property

To fully understand the potential tax outcomes, consider legal versus beneficial ownership, the capital gains inclusion rate, changes to...

Tax implications of adding a child’s name to your rental property
senior couple on balcony of home

Save

Why a reverse mortgage should be a last resort for most Canadian retirees

Reverse mortgages do the job of freeing up income for house-rich, cash-poor Canadian seniors. But their terms are often...

Why a reverse mortgage should be a last resort for most Canadian retirees

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A parents’ guide to home down payment gifts and loans

Many parents loan or gift money to their adult children for real estate purchases. Here are the legal and...

A parents’ guide to home down payment gifts and loans

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A Canadian family moving, thanks the BoC rate cuts, which improved mortgage affordability in Vancouver, Toronto and Hamilton

Mortgages

How much income do I need to qualify for a mortgage in Canada?

How much income do I need to qualify for a mortgage in Canada?

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