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Pensions

What the Sears DB pension uncertainty teaches us

Employees' retirement funds are 'up in the air'

What the Sears DB pension uncertainty teaches us
retirement

Retirement

Two-thirds of Canadian households saving for retirement

65.2% made a contribution to a savings vehicle in 2015

Two-thirds of Canadian households saving for retirement
robo-advisor

Investing

Risky robos

Robo-advisors aren't dangerous but they aren't "safe" either

Risky robos
apply for OAS rrif

RRIFs

Should I convert my RRSP to a RRIF early?

RRIFs and RRSPs are the exact same but one might offer more tax savings

Should I convert my RRSP to a RRIF early?
rrsp withdrawals

Debt

The wrong way to pay off debt

RRSP withdrawals will mean being hit by a big tax bill

The wrong way to pay off debt
how to invest your money in canada

Taxes

How to invest your money in Canada as a U.S. citizen

Generally, Americans should avoid TFSAs and RESPs

How to invest your money in Canada as a U.S. citizen
selling your house

Selling

How to avoid selling your house at a loss

There are options to refinance the mortgage or receive a tax deduction to recuperate costs

How to avoid selling your house at a loss
A high-rise apartment building in Vancouver

Taxes

When two people are on a condo title, who pays capital gains?

Figuring out who "owns" a property is key

When two people are on a condo title, who pays capital gains?
whole life insurance

Retired Money

Retirees should be happy not to qualify for GIS

Ignore the headlines, CPP changes will boost your income

Retirees should be happy not to qualify for GIS