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Investing

Making sense of the markets this week: March 29, 2021

What's behind the bitcoin price war; investors worry about tax hikes; how COVID's third wave may hamper economic recovery;...

Making sense of the markets this week: March 29, 2021
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Ask a Planner

Maximizing spousal RRSP contributions in your 70s

Don wants to know exactly when is the cutoff for contributions in his wife’s case, and when to convert...

Maximizing spousal RRSP contributions in your 70s
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Life Insurance

Is life insurance taxable in Canada?

We list what to do to make sure you're not leaving your loved ones in a tax bind. Find...

Is life insurance taxable in Canada?
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Ask MoneySense

How is a RRIF taxed in the hands of a beneficiary?

The consequences of taxes and beneficiary designations on registered accounts like RRIFs can be confusing—and sometimes this confusion results...

How is a RRIF taxed in the hands of a beneficiary?
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Ask a Planner

Should you always split your pension income?

Narayan wants to know the best ways to save income tax, given the disparity between his income and his...

Should you always split your pension income?
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Ask MoneySense

Reality-testing your financial plan

John's advisor seems impressive, but he's left out an important consideration: What kind of lifestyle does his client want...

Reality-testing your financial plan
An older couple with their young adult son, who has down syndrome.

Life Insurance

How much life insurance do I need?

Here’s how to figure out how much life insurance you need to ensure your family will be financially secure...

How much life insurance do I need?
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Investing

What rising bond rates tell us about the future

Longer-term bond yields have long predicted—fairly accurately, if not perfectly—the direction of economic growth. 

What rising bond rates tell us about the future
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Debt

Explainer: How do payday loans work? 

Are payday lenders filling a need, or are they preying on Canadians who aren't able to borrow money from...

Explainer: How do payday loans work?