Real Estate

CMHC tightens mortgage rules in latest response to COVID-19

Changes designed “to protect future home buyers and reduce risk” will took effect July 1, 2020.

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Does a spouse’s real estate ownership cancel out first-time homebuyer qualifications?

Meredith’s husband purchased a condo before they got married. She’s never lived in it, and wonders if she can...

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What to consider before transferring RRSP money to a company pension plan

Looking at historical returns, Jaspal figures he could earn significantly more by pooling his individual retirement savings with his...

HISA CIBC TFSA Tax Advantage Savings Account

Presented by BDO Debt Solutions

What an interest rate hike could mean for you

Mortgage rates have been falling since the 1980s—but that trend can’t continue forever.

Credit Cards

The debt mistakes you’re probably making

You'll want to tackle the highest-interest debt first, then your tax-deductible dues.

Columns

Is building an emergency fund more important than other financial goals?

Sami, 51 and single, wants to put extra mortgage payments and RRSP contributions on the back burner until her...

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What’s involved in moving investments from a high-fee advisor to a DIY setup?

Brett is concerned about the fees on his mutual funds and wonders if a fee-for-service advisor can help him...

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Is this couple on track to leave their 3 kids an inheritance?

Bob and Janet are DIY investors seeking advice on how to reach their estate-planning goals. They can improve their...