Mortgages

Looking for a mortgage in B.C.? Don’t limit your options to the big banks

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Mortgages

How much income do you need to buy a home in Canada? A look at housing affordability in June 2025

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How much of a pension does a survivor receive?

A MoneySense reader asks about survivor benefits for spouses. Here’s how defined benefit and CPP survivor payments work in...

Vacation Homes

Is it (finally) a buyer’s market in cottage country?

If you’re thinking about buying your first recreational property, now may be the right time. Here's what to know.

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How to manage your tax withholding in retirement

Canadians accustomed to annual tax refunds may be surprised to owe tax in retirement and have government benefits clawed...

News

Here’s how much a GST break could save first-time home buyers

First-time home buyers in Canada could save hundreds on monthly mortgage costs through the federal government’s plan to waive...

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When do CPP and OAS pension payment increases happen around your birthday?

Luis asks when his Old Age Security payments will increase now that he is 75. We look at adjustment...

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Planning to use your home equity in retirement

Real estate equity is a big part of seniors’ net worth. Some Canadian retirees may want or need to...

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What to do if your pre-construction condo has dropped in value

Many pre-construction condos bought in recent years, especially in Toronto, are now worth much less. If you can’t close...