Retirement income Archives

You may be surprised how much RRIF income increases your tax bill after age 71. Here are some ways...

David Chilton is retiring at 65 after four decades in personal finance. He shares why he’s stepping back and...

Incorporating can eliminate the need to pay CPP contributions if you are self-employed but there are trade-offs that should...

Here’s how Canada’s Old Age Security pension works, who’s eligible for OAS, when you can start receiving benefits, and...

Retirement planning for couples with a significant age difference calls for realistic projections but also flexibility.

Review the 2026 CPP payment dates, how much you could receive, when to apply, and how the Canada Pension...

Annuities promise guaranteed lifetime income—so why do Canadians avoid them? We unpack the “annuity puzzle” and when they may...

Experts weigh in on how the classic 4% withdrawal rule is evolving—and how retirees can tailor it to their...

Different retirement income strategies using registered accounts produce different outcomes. You must pick your priorities.