Keep more cash in your pocket in 2016

Ditching a bad habit can mean big savings

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From the January 2016 issue of the magazine.

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If your 2016 resolution is to ditch a bad habit, here’s a great financial incentive: It will help you save more money.

Powered by caffeine. That daily cup of Starbucks java is setting you back $800 a year.

Cheers? On average, men spend $1,800 per year purchasing alcohol at bars—women, half that.

What a drag! The average smoker spends $2,100 annually on cigarettes.

Anti-brown-baggers. Don’t like packing a lunch for work? That’s costing you $3,500 annually.

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