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Columns

“Is it smart to hold a single exchange-traded fund in our RRSPs?”

All-in-one ETF portfolios are extremely well-diversified, super-cheap and easier to manage than a portfolio of multiple holdings. It’s almost...

“Is it smart to hold a single exchange-traded fund in our RRSPs?”

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Everything you need to know about RRSPs, TFSAs and RESPs

These three registered accounts have some things in common, but all serve different purposes.

Everything you need to know about RRSPs, TFSAs and RESPs

RRIFs

How to decide when to convert RRSPs to RIFFs

Bart has three RRSP accounts and wants to know how his RRIF withdrawals are calculated

How to decide when to convert RRSPs to RIFFs

Investing

Which fixed-income ETFs are best for RRSPs?

Here's how they differ and the pros and cons of each

Which fixed-income ETFs are best for RRSPs?

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Withholding tax tips when unwinding RRSPs

How to plan around Ottawa's RRIF tax

Withholding tax tips when unwinding RRSPs
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RRSPs

Do we need spousal RRSPs if our salaries are the same?

How to decide if there's an advantage

Do we need spousal RRSPs if our salaries are the same?
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Financial Planning

Reasons to tap RRSPs before age 71

Doing this makes sense for plenty of Canadians. Is it the right option for you?

Reasons to tap RRSPs before age 71
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Debt

Should you use RRSPs to pay down the mortgage?

Careful, the tax hit may be hefty if you tap your RRSP early

Should you use RRSPs to pay down the mortgage?

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Retirement

Using real estate vs. RRSPs to fund retirement

You'll have to unwind the RRSP regardless, so watch the tax bill when selling a home for retirement income...

Using real estate vs. RRSPs to fund retirement

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