What is wealth insurance?
Charles wants to know if he should consider buying wealth insurance in order to maximize the after-tax value of...
Articles By Jason Heath, CFP:
Gifting real estate to your adult children
Consider the impact of potential capital gains tax, what might happen to the property if your child gets divorced...
“Should I loan investments or money to my spouse?”
The idea is to split income, following Canada Revenue Agency guidelines, so the family pays less tax overall.
Should you opt in to a group RRSP?
If your employer offers a matching contribution, you get an automatic return on investment that would be tough to...
Should partners combine their finances before marriage?
Mathew wants to help his girlfriend kickstart an investing plan. Is gifting money for her TFSA a good idea?
Should you use your RRSP to fund a later-in-life university degree?
At 58, Agatha plans to pursue a master’s degree. Should she use tap into her retirement savings to fund...
Moving to the U.S.? Here’s what to do with your Canadian investments
Set to start a new job south of the border, Justin will need to consider that registered and non-registered...
The bank of grandma and grandpa
Sol wants to contribute to his grandkids’ future with annual gifts he’ll start now. What’s the best way to...
“Will my hard-working teen have to pay tax on withdrawals from our family RESP?”
Scott is wondering how to split Registered Education Savings Plan funds between his children to minimize the tax payable...