What to do with U.S. dollar RRSPs in retirement
If you already have a Canadian dollar RRIF, should you roll the U.S. dollar RRSP into the RRIF, or...
Articles By Jason Heath, CFP:
Should this DIY investor go all in on this international ETF?
You can exclusively hold international ETFs in any Canadian account, without paying a penalty. But there are taxes and...
Do non-residents pay tax on CPP? What if you live in the U.S.?
Withholding tax is generally the only Canadian tax a non-resident pays for their CPP pension, and the tax burden...
Market-linked GICs: The pros and cons for investors
These GICs track the markets, offering low risk and some upside potential to investors. Here’s how to know if...
Are mutual fund fees tax deductible?
Don’t go claiming a deduction for mutual fund fees on your tax return. Why? Because they’ve already been indirectly...
What is considered day trading in a TFSA
The recent Ahamed v. The King decision by the Tax Court of Canada highlights risks for investors who trade...
Selling stocks at a loss in a TFSA: What it means for your contribution room
Before holding speculative stocks in a TFSA, consider what reporting a capital loss means for your contribution room going...
Canada’s Budget 2023: What it means for you and your family
The federal government’s 2023 budget proposes a national dental care plan, a grocery rebate, changes to registered accounts, and...
For Canadians living abroad, is it worth investing in foreign ETFs?
Canadians with extra savings overseas may wish to invest in foreign ETFs. However, there may be alternatives with less...