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Scared of selling? When holding on to stocks can hurt you financially

Sometimes, it’s not action, but inaction, that can hurt you financially. Here are examples of when selling may be...

Scared of selling? When holding on to stocks can hurt you financially

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How to consolidate your registered accounts for retirement income in Canada

Do Canadians need to consolidate RRSP accounts before converting to RRIFs? Find out this and more.

How to consolidate your registered accounts for retirement income in Canada

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Is it better to be an employee or self-employed?

Here’s a primer for Canadians on choosing between employment and self-employment for a new work arrangement.

Is it better to be an employee or self-employed?
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Borrowing from your HELOC to invest in equities

You can use a HELOC for leveraged investing. But what happens if you sell your home and want to...

Borrowing from your HELOC to invest in equities

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Update on bare trust tax filing rules for 2024 and beyond

Bare trust reporting requirements have gone through a few different iterations in recent years. Here’s where things stand for...

Update on bare trust tax filing rules for 2024 and beyond
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Which savings should retirees draw down first?

Seniors seeking a decumulation strategy may be asking the wrong questions. Start with your spending plan, then model how...

Which savings should retirees draw down first?

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What happens to an RESP for grandchildren when you die?

Opening an RESP is a great way to contribute to your grandchildren’s education costs. But what happens if you...

What happens to an RESP for grandchildren when you die?

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Tax implications of adding a child’s name to your rental property

To fully understand the potential tax outcomes, consider legal versus beneficial ownership, the capital gains inclusion rate, changes to...

Tax implications of adding a child’s name to your rental property

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A parents’ guide to home down payment gifts and loans

Many parents loan or gift money to their adult children for real estate purchases. Here are the legal and...

A parents’ guide to home down payment gifts and loans

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