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RRIFs

RRIF or annuity: Which one is right for you?

Igor is turning 71 and has a choice to make. Here are the pros and cons of each

RRIF or annuity: Which one is right for you?
RRSPs

Spend

Should you ever use an RRSP to pay tuition fees?

David is juggling debt and cash flow obligations and wonder how best to reduce their housing costs and cover...

Should you ever use an RRSP to pay tuition fees?
cash flow

Financial Planning

Pay down the mortgage or invest?

Liam has a house that he's planning to convert to a rental property. Should he pay down his mortgage...

Pay down the mortgage or invest?

Pensions

CPP pension splitting after a divorce

Contributions you made while living with your former spouse are eligible for a split, leading to a pension boost...

CPP pension splitting after a divorce

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cpp oas

Pensions

How CPP payouts work when you already have a pension

Giselle is worried about how her CPP may be affected when she starts to receive her pension and withdraw...

How CPP payouts work when you already have a pension
rental income

Real Estate

Using a TFSA to finance a rental property

Should Debra cash in her TFSA to buy a cottage or use the money for renovations?

Using a TFSA to finance a rental property

Financial Planning

Managing assets under power of attorney

Watch out for tax implications and keep attribution in mind

Managing assets under power of attorney

Debt

Should you invest or pay down debt?

Here's what investors nearing retirement should consider

Should you invest or pay down debt?

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RESPs

How to gift an RESP to a child

Opening an education savings account for a grandkid, niece or nephew is possible—just make sure you do it right

How to gift an RESP to a child

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