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Three sticky notes saying buy, hold and sell. Above them, two arrows point in opposite directions.

Investing

Market outlook: Stock prices have started rising—will the good vibes last?

July 2022 was the best month to be invested since the pandemic began. Here’s what this means for investors,...

Market outlook: Stock prices have started rising—will the good vibes last?
A man in the age of retirement wears a tie to symbolize that he's still working, he has an inquisitive look on his face, wondering if he should keep working and delay CPP and OAS.

Retired Money

Delaying CPP and OAS to age 70: Is it worth the wait?

The longer you wait to use CPP and OAS, the more you could earn monthly. But with the recent...

Delaying CPP and OAS to age 70: Is it worth the wait?
To symbolize a split estate, a matriarch is seated at the head of the table with her family grabbing seats at both sides.

Ask a Planner

Do you have to split your estate evenly between your children?

Courts in some provinces can vary the distribution of an estate and override a last will and testament. Here’s...

Do you have to split your estate evenly between your children?
A woman sits at her computer, holding a credit card, contemplating using a line of credit to pay off her credit card debt

loans

Does it make sense to use a line of credit to pay off credit card debt?

Does it make sense to use a line of credit to pay off credit card debt?

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A couple are looking at a photo book, as they clear up the home of a family member. They're also at the stage of wondering the next steps, including who will pay for the mortgage

Estate Planning

Is the family responsible to pay the mortgage for a loved one who has passed away?

When a home owner dies with money owing on the property, the type of ownership determines who is accountable...

Is the family responsible to pay the mortgage for a loved one who has passed away?
A woman sitting at her laptop gazes upward, deep in thought.

Ask a Planner

How capital gains tax on property is divided in a divorce

When a couple separates, how does owning, transferring and dividing multiple properties affect capital gains?

How capital gains tax on property is divided in a divorce
A woman in her 50s-60s is looking to transfer the funds of a LIRA to an RRSP with no contribution room in Ontario on her iPad.

Ask a Planner

Can a LIRA be transferred to an RRSP with no contribution room in Ontario?

Moving money from a LIRA or LIF to an RRSP or RRIF can have benefits. Here’s what to consider...

Can a LIRA be transferred to an RRSP with no contribution room in Ontario?
To show family co-ownership of a house, a mother and her adult daughter are cooking together in their kitchen

Ask MoneySense

Co-ownership: Are there any tax implications if you sell part of your house to a relative?

A finance expert addresses capital gains taxes, possible tax credits, and other factors related to co-ownership of a home.

Co-ownership: Are there any tax implications if you sell part of your house to a relative?

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A couple is enjoying early retirement due to COVID, as they sit in the warmth of the sun at their cottage. They are cozy in camping chairs, facing a calm pond.

Retired Money

Does it make sense to retire when we’re still in a pandemic?

The COVID-19 pandemic has been life-changing for those over 60, and not just because of the risk of illness....

Does it make sense to retire when we’re still in a pandemic?

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