What is an RRSP, really?
An RRSP is simply a saving or investing account with certain tax-saving characteristics.
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An RRSP is simply a saving or investing account with certain tax-saving characteristics.
RRSPs simply defer taxes until later in life when lower tax rates apply.
Tap your RRSP if you're buying a home or going back to school.
A long-term view makes the benefits of RRSPs more clear
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You may be able to get the withholding tax back.
It all comes down to what kind of investor you are.
Conventional wisdom says make your mortgage a priority.
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Income trusts may still be worthwhile investments but they're probably best kept outside your RRSP.