Contributing to your grandchild’s RESPs: What grandparents need to know
Helping a grandchild pay for post-secondary education is a smart gift that keeps giving. Here’s how to maximize your...
RESPs
What is the RESP contribution deadline?
An RESP can stay open for up to 35 years, but here’s why you still need to pay attention...
You opened an RESP—now what?
A registered education savings plan is the best way to save for a child’s education. Here’s how to use...
Reducing risk in an RESP: How to invest as your kid approaches college or university
An RESP’s investment mix should evolve over time. Here’s how to focus on growing and then preserving your savings...
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RESP vs. RRSP and TFSA: What’s the best option for education savings?
Families saving for a child’s post-secondary education have more options than ever. With TFSAs, RRSPs and other accounts, does...
The top 5 questions about RESPs
What can an RESP be used for? What’s the best strategy for RESP withdrawals? Embark’s CEO answers these common...
How much money does the government contribute to an RESP?
Government grants are one of the biggest reasons why Canadians open registered education savings plans for their kids. Here’s...
My three kids chose different educational paths. How do I withdraw RESP funds in a way that’s fair to them and avoids unnecessary taxes?
A Certified Financial Planner explains how RESP withdrawals and taxation can work for each of your children, regardless of...
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What to do when you have insufficient or unused RESP funds
RESPs often fall short of funding a child’s full education, but sometimes an account holder ends up with unused...