Fewer Canadians planning RRSP contributions this year
The average amount was $3,327, up from $2,892 a year ago
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The average amount was $3,327, up from $2,892 a year ago
Take out as little as you can to extend tax deferral
A bear market can be harmful if you're a few years away from retirement. The first thing to consider...
You can't skirt attribution rules but there are other options
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Pay attention to the RRSP account used to repay the loan
Platform-traded funds are 23% cheaper than comparable F-series funds
Look for funds with low costs and proven track records
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You won't have to pay capital gains taxes within your RRSP— at least not yet