Why the 17% drop-out rule is key to your CPP entitlement
How zero income years affect the payments you'll receive
Retirement
Why aggressive stock investors should take CPP early
While cautious fixed-income investors may want to delay it until 70
At 66, borrowing to invest in a TFSA isn’t a good idea
Dawn has never had a financial plan. She should pay off her debt and focus on maximizing government tax...
Getting the most out of retirement income planning with an older spouse
Ellen is curious how pension income splitting works when there is a big age difference between spouses. There are...
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Disability, income splitting and tax reduction
Rob’s wife is unable to work due to a chronic illness. He’s trying to plan for tax reduction in...
The magic numbers for your findependence nest egg revealed
The latest RBC poll findings, including tips on how to build your savings
Why it’s still worth it for high-income seniors to apply for OAS
Eileen is worried about the adverse impact on her taxes if she applies for OAS, and wonders if she...
The limits of Old Age Security survivor benefits
Lillian lost her husband and wants to know what happens to his Old Age Security pension.
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What’s the best time to transfer a TFSA between institutions?
Sandie wants to get the timing of her TFSA transfer right