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If not bonds, then what?

Many investors disparage bonds—with good reason. You have to determine what problems these investments solve and whether there are...

If not bonds, then what?

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Making the most of the pension tax credit

Under what circumstances can you obtain the greatest tax savings on this $2,000 credit?

Making the most of the pension tax credit

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What’s more important: your wealth or your legacy?

Different retirement income strategies using registered accounts produce different outcomes. You must pick your priorities.

What’s more important: your wealth or your legacy?

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What to do when you get laid off

If you receive a severance package, you’ll have choices to make around your finances. Here’s how to make the...

What to do when you get laid off

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RRSPs

Why late-career savers need to be careful with RRSPs

While most Canadians will benefit from continuing to contribute until the day they retire, some will be better off...

Why late-career savers need to be careful with RRSPs

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Do you pay GST/HST when you build or renovate a house?

New homes generally have sales tax payable. What if you build or substantially renovate your home?

Do you pay GST/HST when you build or renovate a house?

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Taxes halved their inheritance. Could anything be done?

Ontario heirs face a huge tax bill after their parents’ deaths—highlighting the importance of planning ahead to reduce taxes...

Taxes halved their inheritance. Could anything be done?

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What’s the best way to pay down debt?

Many Canadians are carrying personal debt. Certified Financial Planner Janet Gray explains four effective strategies to get debt under...

What’s the best way to pay down debt?

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“We’re well off in retirement. How can we pay less tax?”

A financial planner explains some tax-saving strategies that Canadian retirees may not have thought of.

“We’re well off in retirement. How can we pay less tax?”

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