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Two young sisters hugging in a cardboard box after moving into a new home

FHSA

Can you use the FHSA and HBP together?

Can you use the FHSA and HBP together?
Canadian woman looking at her credit score after realizing she left her credit card dormant.

Credit Cards

What happens if you don’t use your credit card?

What happens if you don’t use your credit card?
Traders watch a ticker screen at a stock exchange

Investing

Fractional trading puts pricey stocks within reach of new and younger investors

Do you only have limited cash to invest? Fractional trading makes company shares more accessible—just don’t skip the market...

Fractional trading puts pricey stocks within reach of new and younger investors
Small business owner in flower shop

Retirement

Self-employed with no pension

Here’s how freelance workers and entrepreneurs in Canada can use the unique aspects of “working for yourself” to build...

Self-employed with no pension
A young woman smiles as she buys a GIC on her laptop

GICs

How GIC interest rates work

Find out what factors affect GIC rates and how to buy these low-risk investments.

How GIC interest rates work
Canadian investor looking at Monday, August 8 market sell-off.

Investing

Making sense of the markets this week: August 11, 2024

Japan’s carry trades spook the markets, mixed U.S. earnings are in, Shopify surges, oil and potash remain profitable.

Making sense of the markets this week: August 11, 2024
Two empty Muskoka chairs on a deck, to inspire the contrast of the perks of a cottage in Canada and the financial implications.

Real Estate

Yes, a cottage is an investment property—here’s how to minimize capital gains tax

Should you “invest” in a cottage? And if you do, what happens when you sell it, give it away...

Yes, a cottage is an investment property—here’s how to minimize capital gains tax
Canadian family watching movies at home.

Mortgages

The after-effect of market lows: a drop in fixed mortgage rates

Some investors might look at their portfolios, but Canadians getting a mortgage (or renewing one) should keep an eye...

The after-effect of market lows: a drop in fixed mortgage rates
Canadian couple in the kitchen of their cottage as they contemplate selling and if they an avoid taxes.

Taxes

Can I sell my cottage tax-free?

Is there a tax exemption for capital gains? No, but find out how to allocate your principal residence exemption...

Can I sell my cottage tax-free?