loans

How to calculate your debt-to-income ratio—and why you should know this number

Created By

Credit Canada

Ask a Planner

Will you make money on your rental property?

Rental real estate has been a great investment for many Canadians. But how do you assess whether yours is...

Columns

Housing affordability: What happens when lower home prices take on higher borrowing costs?

Borrowing costs are increasing as Canada experiences the fastest drop in home prices since the 1980s. Have we reached...

Real Estate

What happens when a buyer backs out of a real estate deal?

Signing a purchase agreement and then failing to close can have serious financial consequences—and courts don’t take it lightly....

Estate Planning

Is the family responsible to pay the mortgage for a loved one who has passed away?

When a home owner dies with money owing on the property, the type of ownership determines who is accountable...

Real Estate

Why now might be a good time to be a first-time home buyer in Alberta

Alberta is an attractive place to buy a first home. We look at what first-time buyers can expect in...

Mortgages

5 surprises to avoid when switching mortgages before your term ends

Switching your mortgage can save you money—but be careful not to pick an offer that reduces that benefit by...

Ask a Planner

Should you transfer property to a child and then rent it from them?

Satyesh is considering transferring his home to his daughter and then renting it back from her. What are the...

Investing

Making sense of the markets this week: July 10

The worst start for markets since 1962, rate-hike fears, the pending real estate collapse and bank brokerages hide high-interest...