Mortgages

What is porting a mortgage in Canada—and when should you do it?

While there are many factors to consider, porting a mortgage makes the most sense when your existing mortgage rate...

Investing

MoneySense at the MoneyShow: Sessions for Canadian investors and planners

Here’s how to get your free ticket to attend the MoneyShow Toronto.

Ask a Planner

Tax implications of adding a child’s name to your rental property

To fully understand the potential tax outcomes, consider legal versus beneficial ownership, the capital gains inclusion rate, changes to...

Mortgages

What to do when your mortgage renewal is declined

Though interest rates may be falling, many homeowners are still experiencing “rate shock” upon renewal—and in some cases, getting...

Save

Why a reverse mortgage should be a last resort for most Canadian retirees

Reverse mortgages do the job of freeing up income for house-rich, cash-poor Canadian seniors. But their terms are often...

Real Estate

Open bidding in Ontario: Game-changer or business as usual?

An Ontario law came into effect last year, designed to add transparency to the home-bidding process. Has it changed...

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A parents’ guide to home down payment gifts and loans

Many parents loan or gift money to their adult children for real estate purchases. Here are the legal and...

Mortgages

How much income do I need to qualify for a mortgage in Canada?

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Ratehub

FHSA

Can you use the FHSA and HBP together?

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Fidelity Investments Canada ULC