Strategic Shopper

Money-saving gifts that keep on giving: MoneySense’s 2025 holiday guide

Some of the most memorable gifts are the ones that save your friends or family money over time. Take...

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Who pays tax on cash gifts in Canada?

Want to give or loan money to your children? Here are the factors that determine who pays tax in...

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Lunar New Year customs to kick off the Year of the Snake in 2025

Lunar New Year begins on Jan. 29. Many Asian Canadian families will welcome the Year of the Snake with...

Cash Allocation

Planning holiday spending and cash gifts? Here’s how to boost your budget

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Tax implications of adding a child’s name to your rental property

To fully understand the potential tax outcomes, consider legal versus beneficial ownership, the capital gains inclusion rate, changes to...

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A parents’ guide to home down payment gifts and loans

Many parents loan or gift money to their adult children for real estate purchases. Here are the legal and...

Shopping

Canadians spending less on gifts (and donations) for the 2023 holiday season

Feeling financial pressure, many Canadians are tightening our Black Friday and holiday shopping budgets—and we’re looking harder to find...

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Want to save money on gifts? Embrace holiday sales, and start early

It seems like Black Friday sales have been running since October. Find out why—plus which days of the week...

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Financial gifts: What you need to know before giving money or investments

Whether you're giving to a family member or a cause you believe in, these considerations will help ensure your...