Retirement

What to do if you outlive your retirement savings

Some Canadian seniors enter retirement without savings or run out of money over time. Here’s how they can stay...

Cash Allocation

HISAs vs. bonds and GICs: Where should Canadians hold their cash?

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Simplii Financial

Investing

Why GICs are a good addition to an RRSP or a TFSA

If you’re looking for ways to protect or grow your savings, a GIC may be the right solution—especially if...

GICs

Registered or non-registered GICs: Which should you buy?

GICs offer investors safety and flexibility. Here’s what to consider when deciding whether to hold your GICs in registered...

GICs

How GIC interest rates work

Find out what factors affect GIC rates and how to buy these low-risk investments.

GICs

Are GICs a good investment right now?

GICs can help cushion savings against the impacts of inflation and balance risk in a portfolio. Here’s how GICs...

GICs

Will GIC rates keep going up in 2024?

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Scotiabank

GICs

What is a cashable GIC?

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Scotiabank

Ask a Planner

OAS entitlement and deferral rules for immigrants to Canada

A person who moves to Canada in middle age won’t be entitled to the maximum Old Age Security pension....