OAS - MoneySense

OAS

Ask a Planner

OAS.img

“Should I sell off some investments to avoid OAS clawbacks?”

Cam is already feeling heavily taxed in retirement and wonders if he should get rid of his dividend-paying investments to avoid losing Old Age Security benefits.

Retirement

Why it’s still worth it for high-income seniors to apply for OAS

Eileen is worried about the adverse impact on her taxes if she applies for OAS, and wonders if she should still apply.

Retirement

The limits of Old Age Security survivor benefits

Lillian lost her husband and wants to know what happens to his Old Age Security pension.

Retired Money

beach footsteps walking towards retirement

Here’s how I’m transitioning into retirement

With his first OAS payment on the way, Jon reflects on what retirement has looked like for him

Retirement

How to reinstate OAS after it’s clawed back

There is a form to fill out, but it’s entirely optional

Retirement

What to expect when receiving OAS at 65

You may not need to apply or fill out onerous paperwork

Ask a Retirement Expert

How business owners should time CPP and OAS

Deferring has extra benefits when you own a business

Retirement

ontario budget 2017

Key to ‘rich’ qualifying for GIS is large TFSA

by Jonathan Chevreau

Bonds

Do bonds still belong in an RRSP?

by Dan Bortolotti

Retirement

Even without “Big CPP,” government is doing plenty on retirement savings

by Jonathan Chevreau