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RESP

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RESPs

What happens to an RESP when a family moves to the U.S.?

Moving to the U.S. can change how an RESP works. CESG eligibility may stop, and U.S. tax rules can...

What happens to an RESP when a family moves to the U.S.?
Jar with coins labeled "education" sitting on top of a stack of books

RESPs

The universal worry: Can we afford our children’s future?

Most Canadian parents are saving for their child’s education, but few feel confident it will be enough. Here’s why...

The universal worry: Can we afford our children’s future?

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RESPs

Are women getting the right advice about RESPs?

Opening an RESP is a smart move—but how it’s set up can affect who controls the money, access to...

Are women getting the right advice about RESPs?
Coins in a glass jar, Money saving concept. 3D illustratio

Financial Planning

So you fell short of your financial goals in 2025—here’s how to do better

A poll shows that a majority of Canadians failed to meet major money objectives over the past year....

So you fell short of your financial goals in 2025—here’s how to do better

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Investing

RRSP, TFSA, FHSA, RESP: Which registered accounts should you use?

Different registered accounts offer different benefits. Here’s how to decide which ones may be right for your needs and...

RRSP, TFSA, FHSA, RESP: Which registered accounts should you use?
A dad and teenage son look at RESP info on a phone.

Ask a Planner

How to withdraw RESP funds

Many Canadian families save for their kids’ post-secondary education with an RESP account. How do RESP withdrawals work?

How to withdraw RESP funds
A woman checks her investments on a tablet

Ask a Planner

How is investment income taxed in Canada?

A MoneySense reader wants input on the tax implications of her investment withdrawals, but she can’t get a straight...

How is investment income taxed in Canada?
A young brother and sister laugh as they play with funny masks

Education Money

Top 5 questions about family RESPs

If you have multiple kids or grandchildren, a family RESP can help you save for their college or university...

Top 5 questions about family RESPs

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Education Money

Contributing to your grandchild’s RESPs: What grandparents need to know

Helping a grandchild pay for post-secondary education is a smart gift that keeps giving. Here’s how to maximize your...

Contributing to your grandchild’s RESPs: What grandparents need to know

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