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RESP

McGill university campus in Montreal, Thursday, September 19, 2024.

RESPs

How to avoid these common RESP withdrawal mistakes

Learn how to avoid common RESP withdrawal mistakes and make the most of your savings when paying for your...

How to avoid these common RESP withdrawal mistakes
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RESPs

RESP government grants in Canada: What you’re entitled to in 2026

RESP government grants in Canada: What you’re entitled to in 2026
Young girl putting coins into a piggy bank

RESPs

What happens to an RESP when a family moves to the U.S.?

Moving to the U.S. can change how an RESP works. CESG eligibility may stop, and U.S. tax rules can...

What happens to an RESP when a family moves to the U.S.?
Jar with coins labeled "education" sitting on top of a stack of books

RESPs

The universal worry: Can we afford our children’s future?

Most Canadian parents are saving for their child’s education, but few feel confident it will be enough. Here’s why...

The universal worry: Can we afford our children’s future?

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RESPs

Are women getting the right advice about RESPs?

Opening an RESP is a smart move—but how it’s set up can affect who controls the money, access to...

Are women getting the right advice about RESPs?
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Financial Planning

So you fell short of your financial goals in 2025—here’s how to do better

A poll shows that a majority of Canadians failed to meet major money objectives over the past year....

So you fell short of your financial goals in 2025—here’s how to do better
Young woman smiles at her phone outside a building

Investing

RRSP, TFSA, FHSA, RESP: Which registered accounts should you use?

Different registered accounts offer different benefits. Here’s how to decide which ones may be right for your needs and...

RRSP, TFSA, FHSA, RESP: Which registered accounts should you use?
A dad and teenage son look at RESP info on a phone.

Ask a Planner

How to withdraw RESP funds

Many Canadian families save for their kids’ post-secondary education with an RESP account. How do RESP withdrawals work?

How to withdraw RESP funds

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Ask a Planner

How is investment income taxed in Canada?

A MoneySense reader wants input on the tax implications of her investment withdrawals, but she can’t get a straight...

How is investment income taxed in Canada?

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