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Tax-efficient retirement strategy options for Canadians

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Scotiabank

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Should RRIF withdrawals be based on the younger spouse’s age?

Is there an advantage to using a younger spouse’s age to calculate minimum RRIF withdrawals? Find out.

Retirement

“A Second Life”: What a retirement plan looks like today

The meaning of retirement is changing, and many retirees no longer view it as a finish line. Consider these...

Retired Money

How might inflation impact your retirement plans?

Inflation not only affects the cost of living—it could mean your investments don’t grow the way you've hoped. Consider...

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When should you withdraw money from your corporation to invest?

Is taking money out of a corporation to invest in RRSPs, TFSAs and real estate a good decision? What...

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What time of year should you retire?

When’s the best time to retire? The timing is not always up to you, but if you can choose,...

Retired Money

Delaying CPP and OAS to age 70: Is it worth the wait?

The longer you wait to use CPP and OAS, the more you could earn monthly. But with the recent...

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Can a LIRA be transferred to an RRSP with no contribution room in Ontario?

Moving money from a LIRA or LIF to an RRSP or RRIF can have benefits. Here’s what to consider...

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How much are withholding taxes on RRSPs and RRIFs?

Anne wants to take extra RRIF withdrawals beyond her annual minimum amount and is worried about the tax implications.