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retirement planning

A magnifying glass enlarges the holographic image of Parliament Hill's Peace Tower on a 20 dollar bill issued by the Bank of Canada, shown in a display case at the Bank of Canada Museum in Ottawa, on Wednesday, Sept. 4, 2024.

Retirement

With pensions declining, Canadians must plan their own retirement

Less than half of non-retired Canadians have a workplace pension, as more people rely on personal savings and tax-free...

With pensions declining, Canadians must plan their own retirement

Financial Planning

Your money, your move: Engage in your financial future

Five platitudes you should never simply accept from your financial advisor.

Your money, your move: Engage in your financial future
A cheerful couple review a list of RRSP accounts online using a laptop

RRSPs

The best RRSPs in Canada for 2026

Here are the best accounts to hold your savings and investments.

The best RRSPs in Canada for 2026
Retirement Plan Form Insurance Financial Concept

Retired Money

In planning for retirement, worry about longevity rather than dying young

Canadians are living longer, making longevity risk one of retirement’s biggest challenges. Here’s how longevity income funds like Purpose’s...

In planning for retirement, worry about longevity rather than dying young

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A senior-age woman looks at her tablet on a park bench.

Retirement

CPP payment dates in 2026, and more to know about the Canada Pension Plan

Review the 2026 CPP payment dates, how much you could receive, when to apply, and how the Canada Pension...

CPP payment dates in 2026, and more to know about the Canada Pension Plan
Happy senior couple holding hands and using laptop while having a meeting with financial advisor in the office. Senior man is pointing at something on laptop.

Retired Money

The 4% rule, revisited: A more flexible approach to retirement income

Experts weigh in on how the classic 4% withdrawal rule is evolving—and how retirees can tailor it to their...

The 4% rule, revisited: A more flexible approach to retirement income
A man looks over a brochures offering various retirement savings options Friday, Feb. 3, 2012 in Montreal.

Retirement

From RRSP to RRIF—managing your investments in retirement

Learn how to navigate the transition from RRSP to RRIF, plan withdrawals, manage taxes, and tailor your retirement strategy...

From RRSP to RRIF—managing your investments in retirement

Retired Money

Who you gonna trust: Barry Ritholtz or Jim Cramer?

A trio of new books from notable (and notorious) authors offer fresh insights on retirement investing.

Who you gonna trust: Barry Ritholtz or Jim Cramer?

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Senior woman at a desk holding a cup of coffee

Ask a Planner

How to bridge the gap until an inheritance

A MoneySense reader has limited retirement income, a paid-off condo, and anticipates a substantial inheritance from her mother. How...

How to bridge the gap until an inheritance

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