How much of a pension does a survivor receive?
A MoneySense reader asks about survivor benefits for spouses. Here’s how defined benefit and CPP survivor payments work in...
retirement planning
RRIF and LIF withdrawal rates: Everything you need to know
Most registered retirement savings plans are eventually converted to registered retirement income funds. Here’s what to know about RRIF...
Retirement planning advice for people who don’t use an advisor
Retirement Club for Canadians offers a sounding board and resources for people who manage retirement finance all on their...
How to manage your tax withholding in retirement
Canadians accustomed to annual tax refunds may be surprised to owe tax in retirement and have government benefits clawed...
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When do CPP and OAS pension payment increases happen around your birthday?
Luis asks when his Old Age Security payments will increase now that he is 75. We look at adjustment...
OAS payment dates in 2025, and more to know about Old Age Security
Here’s how Canada’s Old Age Security pension works, who’s eligible for OAS, when you can start receiving OAS, and...
Planning to use your home equity in retirement
Real estate equity is a big part of seniors’ net worth. Some Canadian retirees may want or need to...
Should we draw down my spouse’s RRIF faster?
The benefits of depleting savings to avoid estate taxes depends on many variables. But if you live a decade...
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Do you need a planner if you’re a DIY investor?
The hidden costs of doing it alone: Why Canadian DIY investors should consider guidance from a professional planner.