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RRSP

A couple sitting at their kitchen table, with a pad and paper in front of them as well as their computer.

Mutual Funds

Converting mutual funds: The benefits, the risks and the costs

How to deal with DSC fees when redeeming mutual funds and find out if it’s worth paying the fees....

Converting mutual funds: The benefits, the risks and the costs
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TFSAs & RRIFs: What’s the difference between beneficiaries, successor holders and successor annuitants?

A Certified Financial Planner helps a reader understand these titles, the differences and which one is best.

TFSAs & RRIFs: What’s the difference between beneficiaries, successor holders and successor annuitants?
A man on a call, while sitting at his computer, trying to figure out if he should move his CPP into his RRSPs.

RRSPs

CPP vs RRSP: Can you transfer your CPP to an RRSP?

Is it possible to transfer CPP to an RRSP? The answer is a quick one, but there’s more to...

CPP vs RRSP: Can you transfer your CPP to an RRSP?
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Do RRIF beneficiaries pay tax?

Is it possible to avoid tax as a RRIF beneficiary? Find out if timing could be an issue, as...

Do RRIF beneficiaries pay tax?

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Debt

Should you take RRSP withdrawals to pay down debt?

With a partner out of work, this reader is considering a RRSP withdrawal to try to reduce her mortgage...

Should you take RRSP withdrawals to pay down debt?
A couple in their mid-50s sits on a bench along the water in front of of condo buildings.

Investing

Selling your house? Here’s where to invest the proceeds

What to do with the proceeds of a house sale, RRSPs and TFSAs? Invest. Here's how robo-advisors might work.

Selling your house? Here’s where to invest the proceeds

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How a young family can make the best use of an insurance payout

Katie and Tom just received a tax-free, lump-sum insurance payout. They’d like advice on how to prioritize RRSPs, TFSAs,...

How a young family can make the best use of an insurance payout

Pensions

Can you transfer your full pension into an RRSP?

Margaret wants to know how to avoid losing some of her pension if she transfers it into an RRSP...

Can you transfer your full pension into an RRSP?

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RRIFs

How to decide when to convert RRSPs to RIFFs

Bart has three RRSP accounts and wants to know how his RRIF withdrawals are calculated

How to decide when to convert RRSPs to RIFFs

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