3 ways to build a Couch Potato portfolio

The Couch has changed over the years and so have our recommendations. Here are 3 new options

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From the January 2017 issue of the magazine.

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Here’s how you can build a Couch Potato portfolio using the three options we’ve compared: Tangerine, the TD e-Series funds, and ETFs. In the examples below we’ve assumed a traditional balance of 40% bonds and 60% equities, with equal amounts in Canadian, U.S. and international stocks. Many index funds and ETFs have similar names, so we’ve included the fund codes and ticker symbols to ensure you use the right ones.

6 comments on “3 ways to build a Couch Potato portfolio

  1. Thanx again guys!!

    Reply

  2. Thanks for the handy summary. Tangerine seems very convenient with its automatic rebalancing, but that comes at a cost of nearly 1% in a market where 5% might be a good annual return. It’s essential to do the math regarding the cost of investing in any of their options

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  3. Why didn’t you discuss the cold, warm and hot potato portfolios (from your April 2016 article) and tie them to this article? The right portfolio for us may be one of those instead?

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  4. I have been following your Couch Potato portfolio (in particular, ETFs) for years now and am surprised this version does not have the model portfolio recommendations with regards to a Conservative, Cautious, Balanced, Assertive or Aggressive approach. In which category does the above Option 3:ETFs fall? Also, would Option 3 be a good choice for a taxable account? Thanks

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  5. Regarding Option 3: ETFs, why not simplify it by replacing the U. S. and International ETF’s with a world ETF. Canadian stocks will only make up 3% or 4% of a world stock index ETF anyway. If you really want an exact amount of Canadian stock, you can buy a world ETF ex Canada, or reduce the percentage of your Canadian stock ETF.

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  6. Are these portfolios appropriate for someone in their 50s, who want to retire in the next 5-10 years?

    Reply

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