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Articles By Penelope Graham:

A for sale sign in front of a house with a white picket fence

Real Estate

How much income do you need to buy a home in Canada? A look at housing affordability in October 2025

Is your salary enough to buy a home in these Canadian cities? Here’s how much you needed to earn...

How much income do you need to buy a home in Canada? A look at housing affordability in October 2025
Close-up of Bank of Canada building in Ottawa

Mortgages

Making sense of the Bank of Canada interest rate decision on July 30, 2025

How a third consecutive rate hold from the Bank of Canada impacts borrowers, investors, and savers

Making sense of the Bank of Canada interest rate decision on July 30, 2025
A Canadian family moving, thanks the BoC rate cuts, which improved mortgage affordability in Vancouver, Toronto and Hamilton

Mortgages

How much income do you need to buy a home in Canada? A look at housing affordability in June 2025

How much income do you need to buy a home in Canada? A look at housing affordability in June 2025
Canadian couple in their first home happy the BoC held its rate.

Columns

Making sense of the Bank of Canada interest rate decision on June 4, 2025

Making sense of the Bank of Canada interest rate decision on June 4, 2025
Hand holding a caution sign, symbolizing the Bank of Canada's caution messages with this week's rate hold.

Mortgages

Making sense of the Bank of Canada interest rate decision on April 16, 2025

Making sense of the Bank of Canada interest rate decision on April 16, 2025
Photo by Dillon Kydd on Unsplash

Mortgages

Why are mortgages so expensive in Canada?

Why are mortgages so expensive in Canada?

Mortgages

Making sense of the Bank of Canada interest rate decision on March 12, 2025

Making sense of the Bank of Canada interest rate decision on March 12, 2025
House with Canadian flag: Will the housing markets open with the Bank of Canada's Jan. 29 rate announcement?

Mortgages

Making sense of the Bank of Canada interest rate decision on January 29, 2025

Making sense of the Bank of Canada interest rate decision on January 29, 2025
Photo of a holiday gift cut with scissors—symbolizing a December Bank of Canada rate cut.

Mortgages

Making sense of the Bank of Canada interest rate decision on December 11, 2024

Making sense of the Bank of Canada interest rate decision on December 11, 2024
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