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Ask a Planner

Ask a Planner

Can you get survivor benefits from an ex-spouse?

That may depend on whether you're separated or divorced

Can you get survivor benefits from an ex-spouse?

Taxes

What to do when your withholding tax is too low

Kersten is worried she'll have a big tax liability next spring

What to do when your withholding tax is too low

RRSPs

When an RRSP isn’t worth it

Julia has a DB pension and is maxing out her TFSA. Is an RRSP worth it for her?

When an RRSP isn’t worth it

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How much you should pay in fees on your work savings plan

Talk to your employer about lower-fee group savings options

How much you should pay in fees on your work savings plan

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taxes joint accounts

Taxes

Avoid tax traps when opening a joint investment account

Beware of spousal attribution.

Avoid tax traps when opening a joint investment account

Taxes

Work abroad? Your income is fair game for the CRA

To avoid this, you need to break ties with Canada

Work abroad? Your income is fair game for the CRA

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Should I raid my RRSP to pay off my line of credit?

It's tempting to cash out RRSPs but watch out for the tax bite

Should I raid my RRSP to pay off my line of credit?

Pensions

How to reinstate OAS after it’s clawed back

There is a form to fill out, but it's entirely optional

How to reinstate OAS after it’s clawed back

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Taxes

Why incorporation isn’t always a magical tax fix

Sandie’s wife has a small business she plans to run for the next few years. Is she better off...

Why incorporation isn’t always a magical tax fix

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