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Retirement

Retiring to Mexico— for a lower tax rate

You technically have to pay just 15% on your Canadian income, but there's more to the story

Retiring to Mexico— for a lower tax rate
retirement planning

Retirement

Using real estate vs. RRSPs to fund retirement

You'll have to unwind the RRSP regardless, so watch the tax bill when selling a home for retirement income...

Using real estate vs. RRSPs to fund retirement

Debt

Turning investment income into mortgage payments

For conservative investors, paying down debt provides a great return

Turning investment income into mortgage payments

Retirement

Retirement income jitters

Penny has a defined benefit pension, but no equities. Will she have enough income in her golden years?

Retirement income jitters

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RRIFs

Can you have RRSPs and RRIFs at the same time?

And more importantly, should you?

Can you have RRSPs and RRIFs at the same time?

Taxes

How to get the most out of the capital gains exemption

Not everyone qualifies for the lifetime capital gains exemption, but there are other options

How to get the most out of the capital gains exemption
A young man empties a lawn mower bag

Taxes

Tax traps for the self-employed

Know your employment status to avoid a surprise tax bill.

Tax traps for the self-employed

Financial Planning

How business owners should time CPP and OAS

Deferring has extra benefits when you own a business

How business owners should time CPP and OAS

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Retirement

Everything you can do with your RRSP at 71

If you still have time, you should consider withdrawals before 71

Everything you can do with your RRSP at 71

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