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TFSAs
Pay attention to appreciable gains
Pensions
When it comes to government benefits it pays off to hold off
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RRSPs
It may save you in fees but it may not be worth it
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"Now is as good a time as any"
Ask MoneySense
For starters, ask how the pension will be paid
If you're not abusing it, that's good
All TFSA withdrawals get added to your contribution room the following year
Fair value pricing adjustments are the culprit
Here are the four key questions you must ask