Ask MoneySense Archives

Although regulatory requirements in most provinces permit you to provide financial advice or coaching with no education or experience,...

Claudia wants to minimize the tax payable when selling her share of a cottage to the co-owner.

If one spouse makes most or all the financial decisions, the uninvolved spouse can be left vulnerable. That's one...

Surprise: a lump-sum contribution is likely to result in more money, even though you forgo government grants. Plus, reassurance...

Graham is considering a creative strategy to access his home equity with the help of his grown children. The...

Consider your life expectancy and probable return when making your decision about whether to take government pension benefits as...

And if they don't sell any financial products, how do fee-only planners get paid?

Ellen has been holding off on drawing from her retirement savings in the hope that she can avoid clawbacks...

Colleen wants to sell her trailer but is worried about the impact on her CPP, OAS and GIS benefits.