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Ask MoneySense

Ask MoneySense

I sold some art. What should I do with the money? Do I have to pay tax?

How to calculate your capital gain on the sale of art

I sold some art. What should I do with the money? Do I have to pay tax?

Ask MoneySense

My advisor sold me high-fee funds. Should I dump her?

Remember, fees are only one part of your advisor relationship. And you can get them lowered

My advisor sold me high-fee funds. Should I dump her?

Taxes

What to do when your withholding tax is too low

Kersten is worried she'll have a big tax liability next spring

What to do when your withholding tax is too low

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Do I pay tax on dividends after I withdraw my fund from a TFSA?

Why dividend paying investments are a good fit for TFSAs

Do I pay tax on dividends after I withdraw my fund from a TFSA?

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Financial Planning

How spousal survivorship rights work with property

A deceased person could have assets that were not controlled by her executor

How spousal survivorship rights work with property

Debt

Sharing your spouse’s debt might be unwise

How merging family debt in a second mortgage raises risks

Sharing your spouse’s debt might be unwise

Ask MoneySense

Can I win by shifting funds from my RRSP to my TFSA?

An RRSP drawdown to fund your TFSA can mean more retirement income

Can I win by shifting funds from my RRSP to my TFSA?

RRSPs

When an RRSP isn’t worth it

Julia has a DB pension and is maxing out her TFSA. Is an RRSP worth it for her?

When an RRSP isn’t worth it

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What should Mike do with his $10,000 inheritance?

A retiree wonders if it's time to spend

What should Mike do with his $10,000 inheritance?

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