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Ask MoneySense

Who reports capital gains if a stock is owned jointly?

When you invest together, you get taxed together

Who reports capital gains if a stock is owned jointly?

Taxes

Avoiding tax and probate when passing down a rental property

Putting a child on the title of a rental house could be like playing a game of whack-a-mole

Avoiding tax and probate when passing down a rental property

Debt

How life insurance can protect from debt risks

Using a personal line of credit to pay tuition could leave you liable

How life insurance can protect from debt risks

Investing

The best way to dump an advisor and mutual funds

How to sell your funds and become a DIY investor

The best way to dump an advisor and mutual funds

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Columns

GICs have a hidden commission

How your advisor may be being paid twice

GICs have a hidden commission

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Don’t spend, invest—and other secrets from millionaires

How millionaires teach their kids about money

Don’t spend, invest—and other secrets from millionaires

Pensions

Timing CPP and OAS with workplace pensions

Even if you expect a 'bridge' payment from your DB pension, deferring CPP makes sense

Timing CPP and OAS with workplace pensions

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Am I protected if my brokerage goes bankrupt?

Which regulators protect you if your investment dealer goes broke

Am I protected if my brokerage goes bankrupt?

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Columns

How much of my investments should be in gold?

Gold can lower volatility, but at the cost of returns

How much of my investments should be in gold?

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