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Columns

Ask MoneySense

I’m retired, should I contribute to an RRSP or a TFSA?

In most cases, TFSAs make more sense than RRSPs for retirees

I’m retired, should I contribute to an RRSP or a TFSA?

Taxes

Capital gains tax rules on a house owned with siblings

Preet owns a house with his brother. His situation is complicated, to say the least

Capital gains tax rules on a house owned with siblings

Retirement

The four phases of retirement

Not more than 20 to 25% of retirees ever reach Phase Four

The four phases of retirement

Financial Planning

Should we take dad’s money now to avoid probate?

Hold your horses! It's not your money just yet...

Should we take dad’s money now to avoid probate?

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How to pay back payday loans

Debt

How to pay back a mountain of payday loans

Apply for a term loan and consolidate these debts into one new loan

How to pay back a mountain of payday loans

Ask MoneySense

Do I get taxed on my TFSA if I give up U.S. citizenship?

TFSAs get good tax treatment in Ottawa, not Washington DC

Do I get taxed on my TFSA if I give up U.S. citizenship?

Ask MoneySense

Who reports capital gains if a stock is owned jointly?

When you invest together, you get taxed together

Who reports capital gains if a stock is owned jointly?

Stocks

Are buybacks better for investors than dividends?

While we love dividend growth, stocks that buy back their shares can outperform

Are buybacks better for investors than dividends?

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Taxes

Avoiding tax and probate when passing down a rental property

Putting a child on the title of a rental house could be like playing a game of whack-a-mole

Avoiding tax and probate when passing down a rental property

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