Columns on investing, personal finance, retirement, real estate & more

First-off, depending on which province you live in, don't assume you have any

Even a simple portfolio can be well-diversified but the temptation to tinker is overwhelming

If you have kids, you need a will. Here's why

Whether it's an RESP in Canada or an ESP in the U.S., which account is the most tax efficient?

For conservative investors, paying down debt provides a great return

Vanquishing all debt before retirement is ideal but not always absolutely necessary

Everyone wants to know, with some certainty, how the market is going to perform. Norm Rothery applies his logic...

The way fixed income ETF returns are displayed can make investors think they are losing money

Pooled funds are one option for large portfolios but not necessarily the best